knowledge center

Knowledge Center

Limited understanding of travel medical insurance? You've come to the right place! Whether you're a first-time buyer or a seasoned traveler, you may still have questions when it comes to choosing, purchasing, and using your travel medical policy. So scan the topics below and click the links to learn more!

What You Should Know Before You Buy

What is travel medical insurance?
  • How travel medical coverage differs from major medical coverage
  • What benefits are typically included— and which aren't
  • How travel medical differs from travel insurance and trip cancellation
How does travel medical insurance work?
  • When and where you're covered
  • How to use your insurance
  • How billing and payments work
  • Where to seek treatment
Why buy travel medical insurance?
  • Potential financial consequences of an uninsured ailment
  • Examples of real emergency situations and medical costs from actual global travelers
  • Real-life cost comparison: emergency medical expenses with and without travel medical insurance
Who should buy travel medical insurance?
  • What kinds of travelers should purchase travel medical insurance
  • Questions to ask yourself before you purchase a policy
Who shouldn't buy travel medical insurance?
  • What kinds of travelers should reevaluate their needs— and why

How to Choose Your Insurance Policy

How to choose the best travel medical insurance
  • How to determine which type of policy you need
  • What to look for in terms of benefits, coverages, and deductible
  • Steps for choosing the best company
Understanding insurance reviews online
  • Which reviews to trust (and which not to!)
What to do before you buy a policy
  • How to ensure you get the best policy for your needs

How to Purchase Your Insurance Policy

How much does travel medical insurance cost?
  • How cost is configured
How to buy travel medical insurance
  • What information you should have on hand
  • Step-by-step explanation of the purchasing process

How to Use Your Insurance Policy

What to do after you buy a policy
  • How to ensure you understand your coverage
  • How to prepare should you need to file a claim
How does the claims process work?
  • How direct billing and reimbursement work
  • Claims process timeline
  • How to speed up the process
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