CitizenSecureSM Rate Tables

New Business Rates for Standard Risks


Rate Table - Medical Coverage Including US and Canada
$250 Deductible $500 Deductible $1,000 Deductible $2,500 Deductible $5,000 Deductible
Age Male Female Male Female Male Female Male Female Male Female
14 days to 9*$652$652$600$600$516$516$373$373$250$250
10-18*$913$913$854$854$751$751$569$569$401$401
19-24$901$1,649$845$1,563$748$1,407$575$1,122$410$838
25-29$1,009$2,046$948$1,948$843$1,765$651$1,428$469$1,090
30-34$1,247$2,210$1,179$2,108$1,055$1,918$832$1,561$611$1,192
35-39$1,560$2,352$1,482$2,246$1,340$2,047$1,075$1,669$808$1,276
40-44$2,007$2,630$1,917$2,518$1,748$2,302$1,430$1,889$1,099$1,452
45-49$2,665$3,145$2,558$3,020$2,351$2,776$1,959$2,309$1,539$1,803
50-54$3,600$3,884$3,470$3,743$3,214$3,465$2,724$2,928$2,184$2,331
55-59$4,825$4,738$4,669$4,581$4,356$4,267$3,757$3,659$3,075$2,967
60-64$5,930$5,451$5,758$5,288$5,406$4,954$4,734$4,311$3,947$3,561
65-69$8,998$7,847$8,670$7,519$8,016$6,861$6,233$5,187$5,407$4,565
70$10,610$9,173$10,277$8,851$9,613$8,187$7,580$6,153$6,575$5,319
71$11,107$9,612$10,775$9,282$10,111$8,617$7,983$6,488$6,925$5,608
72$11,532$9,977$11,204$9,648$10,547$8,991$8,330$6,776$7,226$5,856
73$11,970$10,344$11,645$10,019$10,993$9,369$8,690$7,063$7,538$6,105
74$12,553$10,839$12,227$10,514$11,576$9,863$9,153$7,438$7,940$6,430
*First 2 children age 14 days to 9 are free only when both parents are insured under the plan. The dependent child rate is only available when parent (guardian) is insured under the plan. Dependent children alone must pay the age 19 to 24 Male rate.

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Rate Table - Medical Coverage Excluding the US and Canada
$250 Deductible $500 Deductible $1,000 Deductible $2,500 Deductible $5,000 Deductible
Age Male Female Male Female Male Female Male Female Male Female
14 days to 9*$509$509$468$468$402$402$291$291$196$196
10-18*$712$712$665$665$585$585$444$444$313$313
19-24$702$1,286$658$1,219$583$1,098$448$876$320$654
25-29$787$1,596$739$1,519$657$1,376$508$1,114$366$851
30-34$973$1,724$920$1,644$822$1,495$649$1,218$477$930
35-39$1,217$1,835$1,156$1,752$1,044$1,597$838$1,302$630$995
40-44$1,626$2,129$1,553$2,039$1,416$1,865$1,158$1,529$889$1,176
45-49$2,159$2,547$2,072$2,446$1,904$2,247$1,586$1,870$1,246$1,461
50-54$2,916$3,146$2,812$3,032$2,604$2,806$2,207$2,371$1,768$1,887
55-59$3,957$3,885$3,828$3,755$3,572$3,500$3,080$3,000$2,523$2,434
60-64$4,863$4,470$4,722$4,335$4,433$4,063$3,882$3,534$3,237$2,921
65-69$7,378$6,435$7,110$6,165$6,573$5,626$5,111$4,253$4,433$3,743
70$8,806$7,614$8,530$7,346$7,979$6,795$6,291$5,107$5,457$4,414
71$9,219$7,978$8,943$7,704$8,392$7,152$6,626$5,385$5,747$4,654
72$9,572$8,281$9,299$8,008$8,754$7,463$6,914$5,624$5,997$4,861
73$9,935$8,586$9,665$8,316$9,125$7,776$7,213$5,862$6,257$5,067
74$10,419$8,997$10,148$8,726$9,608$8,186$7,597$6,174$6,590$5,336
*First 2 children age 14 days to 9 are free only when both parents are insured under the plan. The dependent child rate is only available when parent (guardian) is insured under the plan. Dependent children alone must pay the age 19 to 24 Male rate.

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Rate Table - Optional Term Life Insurance and Accidental Death and Dismemberment Insurance

Age Option 1 Option 2
19 to 29 $130 $230
30-39 $210 $370
40-44 $310 $545
45-49 $450 $790
50-54 $570 $1000
55-59 $770 $1350
60-64 $585 $1025
65-69 $315 Not Available
Dependent Child $85 Not Available

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Rate Table - Optional Dental Rider

US Citizen $348
All Others $492


Rate Table - Optional Sports Rider

14 days - 59 years $250

Rates effective through 08/31/2010
Rates include Surplus Lines Taxes and Fees when applicable.

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THIS MEDICAL AND DENTAL IS UNDERWRITTEN BY SYNDICATE 4141 AT LLOYD'S, LONDON. THIS LIFE INSURANCE IS UNDERWRITTEN BY SYNDICATE 308, ALSO AT LLOYD?S. THE INSURANCE IS AVAILABLE TO MEMBERS OF THE ATLAS/INTERNATIONAL CITIZEN GROUP INSURANCE TRUST, HAMILTON, BERMUDA.
LLOYD'S IS AN APPROVED NON-ADMITTED INSURER IN ALL STATES OF THE UNITED STATES, EXCEPT KENTUCKY AND ILLINOIS WHERE THEY ARE ADMITTED. CLAIMS UNDER THIS INSURANCE MAY NOT BE MADE AGAINST ANY STATE GUARANTY FUND.

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