Group Travel Health Insurance

If someone from the group gets sick, will they be covered for expenses like hospital room and board or emergency treatment?

Traveling to another country can expose your group to illnesses your bodies are not prepared to fight off. Along with infectious diseases, there’s always a possibility of accidents resulting in serious injuries when you explore foreign territory.

Atlas Group can cover various medical expenses to help the members of your group get the treatment they need to get back on their feet. Coverage includes eligible expenses resulting from hospital room and board, local ambulance, surgery, physical therapy, and diagnostic testing (like MRI’s or X-Rays).

What happens if someone becomes sick or injured while traveling through a remote region with extremely limited medical facilities?

You and your group may find yourselves in countries with less advanced medical facilities or in areas where the nearest physician equipped to treat you is hundreds of miles away.

If you sustain a covered life or limb—threatening injury or illness and the local medical facility cannot provide the medically-necessary treatment, Atlas Group will cover eligible costs for emergency air or ground transportation to the nearest hospital that can.

We’re taking multiple flights and worried about possible mishaps. Will we be covered for travel issues like lost checked luggage or flight delays?

Although there's no way to fully prepare for accidents with lost checked luggage, you can receive up to $500 maximum coverage (per person) to replace clothes and personal hygiene products – as long as you’ve filed a claim with the airline and your luggage has been lost for 10 days.

Travel delays can also be an inconvenience, especially on a business trip. If you are delayed over 12 hours for a covered reason, Atlas Group can provide reimbursement for accommodations and meals.

If a natural disaster forces the group to leave our already-paid accommodations, do we have any coverage?

Natural disasters are more common in some areas of the world than others. If evacuations from forecasted or current natural disasters displace your group from planned, paid lodging, Atlas Group can pay $250 maximum a day for up to five days for replacement accommodations.

If your country becomes uninhabitable due to a natural disaster, and your group is unable to leave by normal means, Atlas Group will provide coverage for a covered evacuation to the nearest safe location or home country. Check out the full terms and conditions .

We have some safety concerns regarding our destination. Are there any benefits related to personal safety or other unforeseen circumstances?

Yes! Atlas Group offers Crisis Response coverage to help pay for costs affiliated with ransoms, personal belongings surrendered during a kidnapping, and an experienced crisis response team to negotiate your release. Check out the full terms and conditions here.

Political and social upheaval can change the security status of a country suddenly. Depending on the situation, you may receive benefits for expenses resulting from a covered terrorist attack or political evacuation. Check out thefull terms and conditions here.

We want to add a few adventure activities to our itinerary. Can Atlas Group still cover us?

Who doesn’t like a little adventure with their vacation? Atlas Group can cover you while you push new limits with a variety of exciting activities. Coverage is extended to sports and activities like: