No one wants to get sick or injured while traveling—especially on a vacation. Atlas Premium can provide coverage for medical expenses, such as:

• Hospital Room and Board
• Local Ambulance
• Intensive Care Unit
• Emergency Treatment or Surgery
• Physical Therapy and Chiropractic Care

Although there's no way to fully prepare for accidents with lost checked luggage, you can cover your personal belongings just in case the need arises. Atlas Premium can pay up to $2,000 toward the cost of replacing your clothes and personal hygiene products if your checked luggage has been lost for at least 10 days.  

Travel delays can also be a hassle. If you are delayed over 12 hours due to a covered reason, Atlas Premium can assist in accommodations and meal reimbursement.

No pet left behind! If you are hospitalized for an injury or illness resulting in a pet being left unattended for what is expected to exceed 36 hours, Atlas Premium can pay for a one-way economy air and/or ground transportation ticket for your pet to the area of your principle residence.

With an Atlas Premium policy, you’ll receive higher coverage limits for certain benefits than you would with a regular Atlas Travel policy:

• The Premium benefit for Political Evacuation offers up to $150,000 per certificate period, while a Travel policy offers up to $100,000.
• The Premium benefit for Trip Interruption offers up to $15,000 per certificate period, while a Travel policy offers up to $10,000.
• The Premium benefit for Lost Checked Luggage offers up to $2,000, while a Travel policy offers up to $1,000.
• The benefit for Travel Delay is doubled with Atlas Premium—$200 a day for up to two days.
• The Premium benefit for Natural Disaster – Replacement Accommodations offers up to $500 a day for up to 5 days, where the Travel policy offers up to $250 a day for up to 5 days.

When common sense and simple street smarts aren’t enough, Atlas Premium’s Crisis Response benefit can help pay for costs affiliated with ransoms, personal belongings surrendered during a kidnapping, and an experienced crisis response team to negotiate your release. Check out the full conditions and exclusions.

_{*Atlas Premium will not provide coverage if a kidnapping occurs initially in any of the following countries: Nigeria, Pakistan, Iraq, Venezuela, Afghanistan, or the OFAC-sanctioned countries of Cuba, Sudan, North Korea, or Iran.*} 

Political and social factors can change the security status of a country in an instant. Atlas Premium can pay eligible transportation costs to get you to the nearest safe country if your current location is deemed unsafe.

Stay up-to-date with current travel advisories from the U.S. Department of State.

Natural disasters are more common in some areas of the world than others. If evacuations from forecasted or current natural disasters displace your group from planned, paid lodging, Atlas Premium can pay up to $500 maximum a day for up to five days for replacement accommodations.

If your country becomes uninhabitable due to a natural disaster, and your group is unable to leave by normal means, Atlas Premium will provide coverage for an evacuation to the nearest safe location or home country.

Check out additional details and exclusions.

Who doesn’t like a little adventure with their vacation? Atlas Premium can cover you while you push new limits with a variety of exciting activities. Coverage is extended to sports and activities like: 

• Body Boarding
• Wakeboarding
• Surfing
• Swimming with Dolphins
• Indoor and Outdoor Rock Climbing
• Mountain Biking
• Mountaineering (at elevations of less than 4,500 meters)
• Rappelling
• Zip Lining

For details about sports and activities excluded from Atlas Premium, click here.