Cruise Insurance

Travel medical insurance provides coverage for medical treatment resulting from unexpected injuries and illnesses incurred abroad.

Depending on your plan, a benefit like this could cover eligible expenses such as:

• Critical emergency medical evacuation
• Physician services
• Charges for cruise ship infirmary and prescribed medication
• Hospital room and board in one of your stopover destinations
• Charges for anesthetics, X-rays, and labs

There are limits on coverage for pre-existing conditions. Learn more here.

Example of the Travel Medical Coverage in Use

While touring your cruise ship's first destination, you are involved in a car accident and taken by ambulance to the nearest hospital for emergency care.

At the hospital, doctors perform X-rays and determine that surgery is necessary. You are admitted as inpatient for treatment and required medical care.

If your accident qualifies as a covered injury, your Atlas Travel Medical plan will reimburse eligible expenses, including the emergency room visit, ambulance transportation, physician consultation, X-rays, surgery, and hospital room and board.

The Trip Interruption benefit can reimburse you if you are unable to continue your cruise due to a covered reason. This benefit is applicable once you have already departed on your cruise. Here are some reasons your trip may be interrupted and could be covered under the trip interruption benefit..

• Destruction of your home while you are away.
• A covered Emergency Medical Evacuation .
• Death of an immediate family member.

Example of the Trip Interruption Benefit in Use

Say you've just set foot on Paradise Island when you receive the devastating news that your father has passed away. Depending on the circumstances, you may wish to return home immediately.

Under the Trip Interruption benefit, you could be reimbursed for your economy flight home.

This benefit reimburses you for your covered expenses—up to the maximum benefit of your policy—if you are delayed for 12 or more hours, due to a covered delay.

Example of the Travel Delay Benefit in Use

Imagine heavy fog causes your initial cruise departure to be delayed until the following morning. Not only do you now need to find a last-minute hotel room and transportation, but you also have to pay for meals you hadn't accounted for when making your budget.

Luckily, your Travel Delay benefit can reimburse you for the reasonable cost of accommodations and meals.

Picture this: While hiking in the coastal hills near Sintra, Portugal—an area known for its scenic trails and mild elevations—you fall 20 feet from a rocky path and suffer multiple broken bones and a concussion. You're taken to the nearest hospital, but the facility lacks the resources to provide the advanced care you need.

WorldTrips arranges for your emergency transfer to a world-class hospital in Lisbon, where you undergo multiple corrective surgeries. Your travel medical plan through WorldTrips covers the evacuation and eligible medical expenses related to your continued care.

Using this coverage requires coordination with our team and you should make use of the 24/7 Travel Assistance help line. In an emergency, it’s important to know your available resources.

Consider all of the benefits you can take with you on your cruise and consider Atlas Travel Medical by WorldTrips. Now you can enjoy your cruise with peace of mind knowing you have coverage for medical treatment resulting from unexpected injuries and illnesses.