WorldTrips.com Privacy Policy

    WorldTrips.com is owned and operated by Tokio Marine HCC – MIS Group. WorldTrips.com respects individual privacy and values the confidence of its customers, employees, business associates, and others. This Privacy Policy informs you of the way your information is collected online, how that information is used, and how we protect this information.

    Collection of Information

    When visiting our website, you are an anonymous visitor. WorldTrips.com only recognizes a visitor's IP address and does not collect any personally identifiable information without the visitor voluntarily providing such information. The personally identifiable information we might request may include your name, email address, mailing address, and phone number. We only collect these pieces of information when you voluntarily provide them.

    User Information

    WorldTrips.com uses the information collected in one or more of the following ways:

    • Update you on products, services, or benefits
    • Provide informational material as requested by you
    • Deliver email newsletters as requested by you
    • Notify you of new blog posts
    • Aggregate site visitor analysis

    WorldTrips.com will not give or sell your personal information to third parties outside WorldTrips.com unless ordered to do so to comply with the law of the countries in which we do business or when complying with the legal process.

    Security

    To ensure that online transfers of data are protected, WorldTrips.com uses advanced encryption technology through the use of 128-bit Secure Socket Layer. This technology allows WorldTrips.com to use advanced encryption tools to protect all important information transmitted between the outside source and the internal server.

    WorldTrips.com restricts access to personal information to employees who need to know that information in order to perform their jobs. Any employee that WorldTrips.com determines is in violation of this policy will be subject to disciplinary action, up to and including termination and criminal prosecution.

    Data Integrity

    WorldTrips.com will use personal information only in ways that are compatible with the purposes for which it was collected and in accordance with this Policy. WorldTrips.com will take reasonable steps to ensure that personal information is relevant to its intended use, accurate, complete, and current.

    Cookies

    Cookies are tiny files that are placed on your computer to uniquely identify your internet browser. WorldTrips.com utilizes cookies to track the session information for all website visitors (browser type and version, pages visited, time on site, etc.). You can configure your browser to refuse all cookies or to indicate when a cookie is being sent.

    Access and Correction

    Upon request, WorldTrips.com will grant individuals reasonable access to personal information that it holds about them. In addition, WorldTrips.com will take reasonable steps to permit individuals to correct, amend, or delete information that is clearly demonstrated to be inaccurate or incomplete except where the burden or expense of providing access would be disproportionate to the risks to the individual's privacy in the case in question, or where the rights of persons other than the individual would be violated.

    Important Privacy Choices

    WorldTrips.com does not share or exchange any information collected on our website visitors. If you would like more information about your options and rights to opt out of information sharing, please call Tokio Marine HCC – MIS Group at 800-605-2282, or write to us at the address provided below. If you have previously opted out, please be assured that your election will remain effective. You do not need to call unless you wish to change your election.

    Contact Information

    Questions or comments regarding this Privacy Policy should be submitted to the Tokio Marine HCC – MIS Group Compliance Department by mail or e-mail as follows:

    Tokio Marine HCC – MIS Group
    Attention: Compliance Department
    251 North Illinois Street, Suite 600

    Indianapolis, IN 46204
    insurance@tmhcc.com

    Changes to this Policy

    This Policy may be amended from time to time. A notice will be posted on the web page for WorldTrips.com (www.worldtrips.com) for 60 days whenever this Privacy Policy is changed in a material way.

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