As Seen In
Understanding Travel Medical Insurance
Travel medical insurance is designed for citizens of most countries who are planning a trip outside their home country.
Certain destinations, such as those in the Schengen Area, require travelers from specific nationalities to carry medical insurance to qualify for a visa. Similarly, some U.S. visas also mandate proof of medical coverage. Without insurance, medical treatment in a foreign country can be expensive.
WorldTrips provides two primary travel medical insurance options for single trips: Atlas Travel® and Atlas Premium™. Atlas Travel is the most commonly chosen option, offering balanced coverage, while Atlas Premium provides enhanced benefits with higher coverage limits for travelers seeking broader protection.
For frequent international travelers, Atlas MultiTrip™ offers an annual travel medical plan that provides coverage across multiple trips. Atlas Nomads™ is a flexible option for non-U.S. residents who travel for work and may need medical protection while abroad. Groups of five or more can benefit from Atlas Group®, which offers travel medical coverage for an entire party at a discounted rate.
What Is Trip Insurance?
WorldTrips trip insurance is available exclusively to U.S. residents. Our Atlas Journey® trip protection plans help protect travelers from financial loss due to trip cancellations, whether traveling internationally or domestically. These plans offer reimbursement for prepaid, nonrefundable expenses if a trip is canceled for a covered reason.
Trip insurance can be particularly valuable for cruise vacations or travel to destinations with unpredictable weather that may lead to delays or cancellations. In addition to trip cancellation benefits, Atlas Journey plans also provide medical coverage and optional add-ons for enhanced protection.
What Is Trip Interruption Insurance?
If you’ve already departed on your trip but didn’t purchase travel insurance beforehand, trip interruption insurance can still be purchased and provide you coverage. Unlike most travel insurance plans that must be purchased before departure, Atlas On-The-Go coverage can be secured on the day of departure or even after the trip has begun. It can offer protection starting the next day, helping safeguard your travel investment if your trip is unexpectedly interrupted for a covered reason.
International Student Insurance
Students traveling abroad may need medical insurance to meet visa requirements. StudentSecure provides four different coverage levels designed to meet various budget needs while aligning with most student visa standards. If your school offers its own international student insurance, it’s worth comparing it to the StudentSecure plans to ensure you’re getting the right level of coverage for your needs.
Travel Assistance Services Are Included with All Travel Insurance Policies
When you purchase travel insurance, you expect support in case of unexpected events. Travelers can face a range of challenges while on a trip, from medical concerns like needing to find a doctor to non-medical issues such as replacing a lost passport.
At WorldTrips, every travel insurance policy comes with travel assistance services to provide guidance and support. The specific services available may vary depending on the type of travel insurance plan you select.
Our travel assistance services offer multilingual support 24/7, ensuring help is available year-round. Whether you need to access your travel medical insurance documents or file a claim, you can do so conveniently through our Member Portal.