Did you know that group travel medical insurance can insure your entire group with one convenient payment? Not only will you save time, but you’ll save money too. WorldTrips’ Atlas Group provides the same benefits as our popular Atlas Travel plan at a 10% reduced rate for travel groups of 5 or more.

Consider group travel medical insurance if you’re traveling abroad for:

  • Vacation with friends or family
  • A business conference or corporate retreat
  • A school or mission trip
  • An organized tour like a cruise or safari

Discover the Benefits of Atlas Group Travel Insurance

Plan Details
Deductibles $0, $100, $250, $500, $1,000, $2,500, $5,000 per certificate period

Deductibles

$0, $100, $250, $500, $1,000, $2,500, $5,000 per certificate period
Maximum Per Injury or Illness

Age 80 or older:  $10,000

Age 65 to 79:  $50,000 or $100,000

All others:  $50,000, $100,000, $250,000, $500,000, $1,000,000, or $2,000,000

Maximum Per Injury or Illness

Age 80 or older:  $10,000

Age 65 to 79:  $50,000 or $100,000

All others:  $50,000, $100,000, $250,000, $500,000, $1,000,000, or $2,000,000

Overall Maximum Limit

Age 80 or older:  $10,000

Age 65 to 79:  $50,000 or $100,000

All others:  $50,000, $100,000, $200,000, $500,000, $1,000,000, or $2,000,000

Overall Maximum Limit

Age 80 or older:  $10,000

Age 65 to 79:  $50,000 or $100,000

All others:  $50,000, $100,000, $200,000, $500,000, $1,000,000, or $2,000,000

Coinsurance We will pay 100% of eligible expenses after the deductible up to the overall maximum limit.

Coinsurance

We will pay 100% of eligible expenses after the deductible up to the overall maximum limit.
Emergency Room Co-Payment Claims incurred in the U.S. You are responsible for a $200 co-payment for each use of emergency room for an illness unless you are admitted to the hospital There will be no co-payment for emergency room treatment of an injury Claims incurred outside the U.S. No co-payment

Emergency Room Co-Payment

Claims incurred in the U.S. You are responsible for a $200 co-payment for each use of emergency room for an illness unless you are admitted to the hospital There will be no co-payment for emergency room treatment of an injury Claims incurred outside the U.S. No co-payment
Urgent Care Center Co-Payment Claims incurred in the U.S. You are responsible for a $15 co-payment for each visit – co-payment is waived for members with a $0 deductible – not subject to deductible Claims incurred outside the U.S. No co-payment 

Urgent Care Center Co-Payment

Claims incurred in the U.S. You are responsible for a $15 co-payment for each visit – co-payment is waived for members with a $0 deductible – not subject to deductible Claims incurred outside the U.S. No co-payment 
Travel Assistance Services Atlas Travel customers have access to travel and medical assistance 365 days a year. Emergency assistance is available 24/7. Services include: · Provider, embassy, and legal referrals · Translations and interpretations · Help obtaining replacements for lost travel documents See all available services.

Travel Assistance Services

Atlas Travel customers have access to travel and medical assistance 365 days a year. Emergency assistance is available 24/7. Services include: · Provider, embassy, and legal referrals · Translations and interpretations · Help obtaining replacements for lost travel documents See all available services.
Policy Documents  Click here to view your policy documents.

Policy Documents 

Eligible expenses are subject to deductible, overall maximum limit, and are per certificate period unless specifically indicated otherwise.

Why Choose WorldTrips for Group Travel Insurance?

Choosing the right plan for your travel adventures is important, but so is choosing an insurer who will be there for you if things go wrong. For over 25 years, WorldTrips has supported individual and group travelers as they explore the globe.

Our knowledgeable team of multilingual customer service professionals is available 24/7 to help you navigate travel emergencies, and our insurance plans include important benefits that international travelers could need.

But don’t just take our word for it. WorldTrips has received numerous recent awards and been featured in CNN Underscored, USA Today, Forbes, Market Watch, and more.

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“WorldTrips is the best travel insurance company of 2024, based on our analysis of cost and coverage options.” 

What Are Some Instances When I Might Need Group Travel Insurance?

A group travel medical insurance plan from WorldTrips can cover nearly any group of 5 or more travelers heading abroad for work, leisure, or adventure.

You might be a family of 5 needing travel medical coverage for a holiday abroad or a group of high school friends preparing to attend a class reunion overseas. Maybe you’re attending a mission trip with your church group or heading to an overseas conference with coworkers.

Atlas Group travel medical insurance can provide your group with coverage for unexpected medical expenses, supplemental travel benefits, and 24/7 emergency travel assistance with one convenient payment at a reduced cost.

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I’m Joining a Travel Group. Do I Need Group Travel Insurance?

Many solo travelers consider joining a travel group to meet new people, hand off the responsibility of planning to a professional travel organization, or feel an increased sense of security. But how do you know what kind of insurance to purchase?

Some travel groups will require you to purchase a specific travel medical insurance plan to join the trip. Others will allow you to purchase your own travel medical insurance that may or may not need to meet specific requirements. Check with your travel group to determine your options.

If you decide to choose your own plan, you won’t need a group travel medical insurance plan designed for 5 or more travelers. Consider a solo plan like WorldTrips’ Atlas Travel. This is our most popular travel medical insurance plan for single travelers taking a trip abroad. You’ll get coverage for unexpected medical expenses, a disrupted or delayed trip, medical evacuation, political evacuation, terrorism, and more.

I’m Joining a Travel Group. Do I Need Group Travel Insurance?

Many solo travelers consider joining a travel group to meet new people, hand off the responsibility of planning to a professional travel organization, or feel an increased sense of security. But how do you know what kind of insurance to purchase?

Some travel groups will require you to purchase a specific travel medical insurance plan to join the trip. Others will allow you to purchase your own travel medical insurance that may or may not need to meet specific requirements. Check with your travel group to determine your options.

If you decide to choose your own plan, you won’t need a group travel medical insurance plan designed for 5 or more travelers. Consider a solo plan like WorldTrips’ Atlas Travel. This is our most popular travel medical insurance plan for single travelers taking a trip abroad. You’ll get coverage for unexpected medical expenses, a disrupted or delayed trip, medical evacuation, political evacuation, terrorism, and more.

How Group Travel Insurance Works in Action

  • You’re volunteering abroad with your mission group when you’re unexpectedly hospitalized with an infection.

Your Atlas Group travel insurance policy could help you find a suitable hospital and provide coverage for your hospital stay. It would cover all eligible medical expenses, which might include diagnostic testing, physician charges, medical treatment, and more. WorldTrips can also arrange translation assistance if necessary and provide medical monitoring to keep your family updated on your condition.

  • You and your friends are hiking when you fall and become seriously injured.

The nearest medical facility does not have the equipment to provide the medically necessary treatment. Your Atlas Group travel insurance plan’s Emergency Medical Evacuation benefit pays the $60,000 it costs to transport you by helicopter to the nearest hospital equipped to save your life.

  • You’re attending an overseas business conference when you receive the devastating news that a wildfire has destroyed your home. You need to return home immediately to deal with this disaster.

Your Atlas Group travel medical insurance policy’s Trip Interruption benefit could pay for your plane ticket back to your home country so you could deal with the aftermath of the destruction.

  • You and your siblings are ready to depart for your family reunion when you learn that your flight has been delayed until the following morning due to storms.

You decide to make the most of the delay by getting dinner at a nearby restaurant and booking a hotel room. Your Atlas Group policy’s Travel Delay benefit was designed to reimburse you up to $100 for meals and accommodations resulting from a covered delay of 12+ hours.

  • A severe storm blows through your destination city and destroys the Airbnb where your group is staying.

All the local Airbnbs are already booked, so your group decides to stay in a hotel for the remainder of your trip. Your Atlas Group travel medical insurance plan could reimburse you up to $100 a day for up to 5 days for this unexpected expense.

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How Much Does Group Travel Insurance Cost?

You might be surprised by the budget-friendly cost of group travel medical insurance. Our Atlas Group plan starts at less than $1 per person per day.

Here are the factors that influence cost:

  • Number of Travelers – The more travelers you insure on your group travel insurance plan, the more expensive your plan will be.
  • Age – Travelers on your policy will be grouped by age. Your plan will be more expensive if you are insuring travelers in higher age groups.
  • Destination – Trips that include the U.S. are more expensive to cover due to healthcare costs.
  • Trip Length – Longer trips are more expensive to cover.
  • Overall Maximum Limit – You get to choose your overall maximum limit (though senior travelers have limited options). As this limit increases, so will your plan cost.
  • Deductible – You also get to choose your deductible. As your deductible increases, your plan cost will decrease.
  • Optional Upgrades – Coverage add-ons will increase your plan price.

More International Travel Medical Insurance Plans

Are you seeking coverage for a single trip or multiple trips abroad? Are you a digital nomad preparing to travel overseas for work? We offer a variety of travel medical insurance plans designed for unique situations like these.

Travel Medical Insurance for a Single International Trip

Our most popular travel medical insurance plan is Atlas Travel®. This plan provides coverage for unexpected medical expenses as you take a single trip abroad.

Annual Travel Medical Insurance for Frequent Travelers

Save time and money with one convenient Atlas MultiTrip™ plan. You’ll get coverage for any number of pre-planned or last-minute international trips in a one-year period.

Nomad Insurance for Remote Workers Abroad

Consider an Atlas Nomads™ plan if you’re a non-U.S. citizen or resident working outside of your home country as a digital nomad.

Visitor Medical Insurance for Travel to the U.S.

When your travel plans include the United States, your Atlas Travel plan is referred to as Atlas America®. This plan meets J-1 visa requirements and provides travel medical coverage to U.S. visitors.

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WorldTrips international travel medical insurance products are underwritten by Lloyd's. WorldTrips is a service company and a member of the Tokio Marine HCC group of companies. WorldTrips has authority to enter into contracts of insurance on behalf of the Lloyd's underwriting members of Lloyd's Syndicate 4141, which is managed by HCC Underwriting Agency, Ltd.