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Travel Insurance & Coverage for Your Journey

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Travel Insurance for Your Trip

Traveling shouldn’t mean worrying about the unexpected. With WorldTrips travel insurance, you get flexible coverage that can include medical emergencies abroad, trip cancellations, interruptions, lost luggage, and more. Whether you’re planning a short getaway or an extended international trip, find the plan that fits your needs and budget. Start with a quote in minutes and travel confidently knowing you have coverage.

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    Travel Medical Insurance

    Get coverage for unexpected injury or illness and travel mishaps as you discover the world beyond your home country.

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  • family-traveling-with-trip-protection

    Trip Insurance

    Protect eligible prepaid travel costs and get reimbursement for covered delays, cancellations, interruptions, and more.

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  • students-studying-abroad-with-studentsecure

    Student Insurance

    Discover which international student medical insurance plan you need to meet your school, program, or visa requirements.

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Why Travelers Choose WorldTrips Travel Insurance

With over 25 years of experience helping travelers worldwide, WorldTrips offers flexible and customizable travel insurance plans designed to protect your journey from medical emergencies and trip cancellations to delays, lost baggage, and more.

  • Trusted protection that meets visa and travel requirements
  • 24/7 global travel assistance for medical and non-medical support
  • Flexible coverage options that you can tailor to your itinerary and budget
  • Award-recognized service backed by top financial strength and positive traveler reviews

All our plans come with 24/7 travel assistance for emergencies so you can get back to enjoying your trip. We do it all for the love of travel.

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"Of the top eight travel insurance companies in our review, WorldTrips’ underwriting company is the only one to have an A++ (Superior) financial strength rating from AM Best."

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“WorldTrips is the best travel insurance company of 2024, based on our analysis of cost and coverage options.” 

What Is Travel Insurance What Does It Cover?

Travel insurance helps protect you for unexpected events that can disrupt your plans or result in high out-of-pocket costs. Depending on your coverage, travel insurance can include:


Travel medical coverage for unexpected hospital stays and doctor visits abroad 


 Trip cancellation & interruption reimbursement for prepaid, non-refundable expenses 

 Travel delay benefits for extra accommodation, meals, and transportation 
 Baggage & personal item coverage for lost, stolen, or delayed luggage 
 Emergency medical evacuation and repatriation services 

Choosing the right travel insurance plan depends on factors such as your destination, trip length, age, and travel style but the right coverage helps provide peace of mind and financial protection when you need it most.

Understanding Travel Medical Insurance

Travel medical insurance is designed for citizens of most countries who are planning a trip outside their home country.

Certain destinations, such as those in the Schengen Area, require travelers from specific nationalities to carry medical insurance to qualify for a visa. Similarly, some U.S. visas also mandate proof of medical coverage. Without insurance, medical treatment in a foreign country can be expensive.

WorldTrips provides two primary travel medical insurance options for single trips: Atlas Travel® and Atlas Premium™. Atlas Travel is the most commonly chosen option, offering balanced coverage, while Atlas Premium provides enhanced benefits with higher coverage limits for travelers seeking broader protection.

For frequent international travelers, Atlas MultiTrip™ offers an annual travel medical plan that provides coverage across multiple trips. Atlas Nomads™ is a flexible option for those who travel for work and may need medical protection for unexpected injury or illness while abroad. Groups of five or more can benefit from Atlas Group®, which offers travel medical coverage for an entire party at a discounted rate.

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What Is Trip Insurance?

WorldTrips trip insurance is available exclusively to U.S. residents. Our Atlas Journey® trip protection plans help protect travelers from financial loss due to trip cancellations, whether traveling internationally or domestically. These plans offer reimbursement for prepaid, nonrefundable expenses if a trip is canceled for a covered reason.

Trip insurance can be particularly valuable for cruise vacations or travel to destinations with unpredictable weather that may lead to delays or cancellations. In addition to trip cancellation benefits, Atlas Journey plans also provide medical coverage and optional add-ons for enhanced protection.

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 What Is Trip Interruption Insurance?

If you’ve already departed on your trip but didn’t purchase travel insurance beforehand, trip interruption insurance can still be purchased and provide you coverage. Unlike most travel insurance plans that must be purchased before departure, Atlas On-The-Go coverage can be secured on the day of departure or even after the trip has begun. It can offer protection starting the next day, helping safeguard your travel investment if your trip is unexpectedly interrupted for a covered reason.

 International Student Insurance

Students traveling abroad may need medical insurance to meet visa requirements. StudentSecure provides four different coverage levels designed to meet various budget needs while aligning with most student visa standards. If your school offers its own international student insurance, it’s worth comparing it to the StudentSecure plans to evaluate if you’re getting the right level of coverage for your needs.

  Can I Buy a Year of Travel Insurance? Absolutely—with Atlas MultiTrip®

If you travel outside your home country several times a year, an annual travel medical plan might be the perfect fit. With Atlas MultiTrip® from WorldTrips, you’re covered for multiple international journeys under one convenient plan—no need to purchase new coverage every time you take off.

Choose between coverage for trips up to 30 or 45 days in length, and have benefits like emergency medical coverage, trip interruption, baggage protection, and 24/7 travel assistance. Designed for frequent travelers, Atlas MultiTrip helps simplify your travel insurance—so you can focus on the adventure ahead. Find out if annual travel Insurance is right for you.  

  Travel Assistance Services Are Included with All Travel Insurance Policies

When you purchase travel insurance, you expect support in case of unexpected events. Travelers can face a range of challenges while on a trip, from medical concerns like needing to find a doctor to non-medical issues such as replacing a lost passport.

At WorldTrips, every travel insurance policy comes with travel assistance services to provide guidance and support. The specific services available may vary depending on the type of travel insurance plan you select.

Our travel assistance services offer multilingual support 24/7, ensuring help is available year-round. Whether you need to access your travel medical insurance documents or file a claim, you can do so conveniently through our Member Portal.

Reviews From Customers

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WorldTrips is a service company and a member of the Tokio Marine HCC group of companies.

WorldTrips' Atlas Travel Series and StudentSecure international travel medical insurance products are underwritten through binding authorities with TMHCC (CI) Insurance SPC Ltd and Houston Casualty Company (HC).

WorldTrips' Atlas Journey, Atlas Cruiser, and Atlas On-The-Go trip protection insurance products are underwritten by Tokio Marine HCC's U.S. Specialty Insurance Company (USSIC). USSIC is a Texas-domiciled insurance company operating on an admitted basis throughout the United States. Coverage is available to U.S. residents of the U.S. states and District of Columbia only. This plan provides insurance coverage that only applies during the covered trip. You may have coverage from other sources that provides you with similar benefits but may be subject to different restrictions depending upon your other coverages. You may wish to compare the terms of this policy with your existing life, health, home, and automobile insurance policies. Coverage may not be available in all states.

In the State of California, operating as WorldTrips Insurance Services. California Non-Resident Producer License Number: 0G39705