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Trip Insurance

Prepare for the Unexpected With Comprehensive Trip Insurance

Many things can happen that could disrupt a trip before or after departure. WorldTrips’ trip insurance offers:

  • Customizable Plans – Enhance your plan with optional upgrades.
  • Flexibility – Get reimbursed for nonrefundable trip costs if you cancel your trip due to a covered reason. Or easily cancel your policy if your plans change.
  • Immediate Proof of Coverage – Your policy documents will be emailed immediately upon purchase.

Explore Atlas Journey Trip Insurance Plans

Trip insurance is for:
  • A canceled, interrupted, or delayed trip
  • Optional cancel for any reason coverage
  • Lost, stolen, or damaged luggage
  • Unexpected injury, illness, and medical evacuation
  • 24/7 travel assistance services

Designed for the budget-conscious traveler, Atlas Journey Escape provides lower coverage limits in exchange for a lower premium.

Highlights

  • Trip Cancellation – 100% of trip cost up to $10,000
  • Trip Interruption – 125% of trip cost
  • Baggage Damage or Loss – Up to $250 per article ($750 max)
  • Medical Evacuation & Repatriation of Remains – Up to $250,000
  • Pre-Existing Conditions – Exclusion waived if requirements met
  • No Optional Cancel for Any Reason Upgrade
Coverage: $ $ $ $
Cost: $ $ $ $
Plan Details
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Optional Upgrades

Add one or more of these upgrades to your Atlas Journey trip insurance plan to enhance your coverage.

NOTE: Upgrade availability varies by plan level. An upgrade name and availability may vary by state of residency.

  • Cancel for Any Reason – Choose 50% or 75% back for a non-covered cancellation
  • Interrupt for Any Reason – Adds interruption coverage for a non-covered reason
  • Adventure Sports – Adds sports coverage like bungee jumping, hang gliding, & more
  • Rental Car Damage and Theft – Adds collision damage waiver and coverage for theft of rental vehicle
  • Medical Evacuation – Doubles medical evacuation coverage and offers evacuation to hospital of choice
  • Pet Care – Adds cancellation coverage for death or critical illness of your dog or cat and vet care if traveling with you
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Why Do I Need Trip Insurance?

Here are a few reasons why you may need trip insurance for your upcoming travels:

  • Your trip could be canceled, delayed, or disrupted
  • Your luggage could be delayed, lost, stolen, or damaged
  • You could get sick or hurt and need medical treatment or an emergency evacuation
  • Your home country health insurance may not cover you abroad

Why WorldTrips?

Who is insuring you is just as important as the insurance plan you choose. For over 25 years, WorldTrips has provided travel insurance and compassionate service to help our customers travel fearlessly. Our knowledgeable customer representatives are available 24/7 to respond to your travel emergencies, no matter the situation, time zone, or spoken language.

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"Of the top eight travel insurance companies in our review, WorldTrips’ underwriting company is the only one to have an A++ (Superior) financial strength rating from AM Best."

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“WorldTrips is the best travel insurance company of 2024, based on our analysis of cost and coverage options.” 

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Need Last-Minute Trip Insurance?

Trip planning can be a lot of work, and sometimes important things like trip insurance falls through the cracks. Fortunately, you can still get trip insurance if you’re departing on your trip today–minus the trip cancellation coverage you would no longer need.

Trip interruption insurance (sometimes called post-departure insurance) can provide coverage after you’ve departed. You could get sick, lose your baggage, miss your connection, or have to fly home early for a covered reason.

WorldTrips offers Atlas On-The-Go with next-day coverage for travel emergencies and reimbursement for unexpected events like these. Just enter your trip details and select that your departure date is today to buy On-The-Go coverage.

Plan Details

Which Type of Trip Insurance Plan Do I Need?

WorldTrips offers two types of trip insurance: Atlas Journey trip cancellation insurance and Atlas On-The-Go trip interruption insurance. Here are some key differences between these plans to help you make the best choice for your trip.

Eligibility Trip Cancellation Insurance Trip Interruption Insurance
U.S. citizens and residents
Non-U.S. citizens and residents
Domestic coverage
International coverage
Trip Cancellation Insurance Trip Interruption Insurance
Eligibility
U.S. citizens and residents
Non-U.S. citizens and residents
Domestic coverage
International coverage
Benefits Coverage Trip Cancellation Insurance Trip Interruption Insurance
Canceled trip
Interrupted trip Up to 150% of cost Up to $1,500
Unexpected medical expenses Up to $250,000 Up to $50,000
Emergency medical evacuation Up to $50,000 Up to $500,000
Pre-existing conditions Exclusion waived if requirements met
24/7 emergency assistance
Optional upgrades
Trip Cancellation Insurance Trip Interruption Insurance
Benefits Coverage
Canceled trip
Interrupted trip
Up to 150% of cost Up to $1,500
Unexpected medical expenses
Up to $250,000 Up to $50,000
Emergency medical evacuation
Up to $50,000 Up to $500,000
Pre-existing conditions
Exclusion waived if requirements met
24/7 emergency assistance
Optional upgrades

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WorldTrips' Atlas Journey, Atlas Cruiser, and Atlas On-The-Go trip protection insurance products are underwritten by Tokio Marine HCC's U.S. Specialty Insurance Company (USSIC). USSIC is a Texas-domiciled insurance company operating on an admitted basis throughout the United States. Coverage is available to U.S. residents of the U.S. states and District of Columbia only. This plan provides insurance coverage that only applies during the covered trip. You may have coverage from other sources that provides you with similar benefits but may be subject to different restrictions depending upon your other coverages. You may wish to compare the terms of this policy with your existing life, health, home, and automobile insurance policies. Coverage may not be available in all states.

In the State of California, operating as WorldTrips Insurance Services. California Non-Resident Producer License Number: 0G39705