International Student Insurance – StudentSecure Budget Plan

StudentSecure Budget Plan

There are a lot of costs involved with studying abroad, but it’s important to factor international student insurance into your budget. The StudentSecure® Budget plan from WorldTrips is designed for study abroad students seeking budget-friendly coverage that offers higher benefit limits than our Smart plan at a lower cost than our Elite and Select plans. This balance of coverage and cost makes StudentSecure Budget one of our most popular international student medical insurance plans.

Here are some StudentSecure Budget plan highlights:

  • Up to $500,000 of coverage for unexpected injury or illness
  • $0 deductible
  • Savings for paying in full
  • Some outpatient prescription drug coverage and some mental health coverage
  • Coverage for leisure sports and activities

Discover the Benefits of StudentSecure Budget International Student Insurance

Plan Details
Savings for Paying Full Premium in Advance Yes

Savings for Paying Full Premium in Advance

Yes
Meets J-1 Visa Requirements Yes

Meets J-1 Visa Requirements

Yes
Overall Maximum Benefit $500,000

Overall Maximum Benefit

$500,000
Maximum Benefit Per Injury or Illness $250,000

Maximum Benefit Per Injury or Illness

$250,000
Deductible $0

Deductible

$0
Travel Assistance Services

StudentSecure customers have access to travel and medical assistance 365 days a year. Emergency assistance is available 24/7.

Services include:

  • Provider, embassy, and legal referrals
  • Translations and interpretations
  • Help obtaining replacements for lost travel documents

See all available services.

Travel Assistance Services

StudentSecure customers have access to travel and medical assistance 365 days a year. Emergency assistance is available 24/7.

Services include:

  • Provider, embassy, and legal referrals
  • Translations and interpretations
  • Help obtaining replacements for lost travel documents

See all available services.

Policy Documents Click here to view your policy documents.

Policy Documents

Eligible expenses are subject to deductible, overall maximum limit, and are per certificate period unless specifically indicated otherwise.

Why You Need International Student Insurance

The StudentSecure Budget international student medical insurance plan from WorldTrips is designed to:

  • Help you meet your school or visa requirements. StudentSecure Budget satisfies the requirements of many programs and universities and meets or exceeds requirements for most visas (including the J-1 visa). Need proof of coverage? Simply download your visa letter.

  • Provide a balance between coverage and cost. StudentSecure Budget international student insurance offers the third highest overall maximum coverage limit of the StudentSecure plans at the second lowest price. You’ll get coverage of up to $500,000 for covered injuries and illnesses.

  • Be easy to use. Your policy documents will be sent to your email address immediately upon purchase. Log into Member Portal, your online policy management portal, to extend or renew your coverage as needed. If you need to find a quality doctor, hospital, or pharmacy, give us a call. See more available travel assistance services here.

See How StudentSecure Budget Compares to Our Other StudentSecure Plans

Features & Benefits Elite Select Budget Smart
Meets J-1 Visa Requirements
Savings for Paying in Full
Overall Maximum $5,000,000 $1,000,000 $500,000 $200,000
Maximum Per Injury or Illness $500,000 $500,000 $250,000 $100,000
Mental Health Disorders
Outpatient Prescription Drugs
Preventative Care Up to $200 after 6 months of continuous coverage
Vaccinations
Personal Liability
Pre-Existing Conditions After 6 months After 6 months After 12 months
Elite Select Budget Smart
Features & Benefits
Meets J-1 Visa Requirements
Savings for Paying in Full
Overall Maximum
$5,000,000 $1,000,000 $500,000 $200,000
Maximum Per Injury or Illness
$500,000 $500,000 $250,000 $100,000
Mental Health Disorders
Outpatient Prescription Drugs
Preventative Care
Up to $200 after 6 months of continuous coverage
Vaccinations
Personal Liability
Pre-Existing Conditions
After 6 months After 6 months After 12 months
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“WorldTrips is the best travel insurance company of 2024, based on our analysis of cost and coverage options.” 

Why Choose International Student Insurance from WorldTrips?

WorldTrips has provided travel medical insurance and global support to international students for over 25 years. We have designed our international student insurance plans to match the coverage that schools and visas may require. Four different plan levels mean you can choose the coverage that best aligns with your student travel plans. Payment options are flexible so you can pay upfront or monthly.

We know that being away from your home country and navigating a foreign healthcare system can be overwhelming. That’s why all our plans include access to multilingual travel assistance services 365 days a year—with emergency services available 24/7. Reach out to our customer support team if you need a referral, translation assistance, help replacing lost or stolen travel documents, coordination of emergency travel arrangements, and more.

Here’s How International Student Insurance Can Be There for You

  • You’re hiking during a weekend trip with classmates when you fall and break your leg. Unfortunately, the fracture is severe, and it requires surgery to correct.

Your StudentSecure Budget international student medical insurance plan provides up to $500,000 of coverage for eligible medical expenses resulting from accidents and injuries. Covered expenses might include diagnostic testing, physician charges, nursing services, surgical expenses, hospital room charges, and more.

  • You’re playing a recreational game of basketball in the student health center gym when you trip and chip some teeth.

Your StudentSecure Budget international student health insurance plan includes an Emergency Dental Treatment benefit that reimburses up to $500 of emergency dental treatment necessary to resolve pain or restore or replace natural teeth lost or damaged in a covered accident.

  • You seek treatment for a fungal infection and your physician writes you a prescription for a topical cream and an oral medication to clear it up as quickly as possible.

You head to the nearest pharmacy to pick up your medication, knowing that your StudentSecure Budget international student insurance plan will cover 50% of actual charges for an outpatient prescription stemming from a covered medical condition.

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WorldTrips international travel medical insurance products are underwritten by Lloyd's. WorldTrips is a service company and a member of the Tokio Marine HCC group of companies. WorldTrips has authority to enter into contracts of insurance on behalf of the Lloyd's underwriting members of Lloyd's Syndicate 4141, which is managed by HCC Underwriting Agency, Ltd.