Travel Insurance for Schengen Visa Travel
Apply for Travel Insurance for your Europe Trip
Visiting the Schengen Region
The Schengen Area is a region with free-flowing borders in Europe thanks to diplomatic agreements between specific countries. You can travel between these countries with just one visa! This agreement was originally signed in 1985 in Schengen, Luxembourg as its namesake. It includes both EU and non-EU countries.
You can apply for a visa and pay the application fee of €90 for adults, and €45 for children between 6-12 years old (as of 2025). Most tourists apply for the Type C visa which is valid for 90 days in an 180 day period. Processing time can average 15 working days but applying at least 45 days in advance of your travel plans is wise. You cannot apply for a visa earlier than 3 months before your trip. You should verify all requirements for your situation and reasons for travel through official channels.
Schengen Visa Insurance
Healthcare costs can be quite high, and the national healthcare system of these countries often will not cover international visitors. An Atlas Travel plan by WorldTrips offers
- Up to $2,000,000 USD for unexpected injury or illness
- Up to $1,000,000 USD for emergency medical evacuation
- Accidental death (AD&D) and repatriation benefits
- 100% coverage for eligible expenses incurred in the Schengen Area (after the deductible and up to the overall maximum limit)
Atlas Travel
Atlas Travel is our standard travel medical insurance plan designed for single international trips. It is the most popular of our travel medical insurance plans.
Atlas Premium
Atlas Premium provides the same benefits as our basic Atlas Travel plan with higher coverage limits for many important benefits. It may be ideal for shorter trips.
Apply early so that you can provide proof of insurance letter along with your Schengen visa application. Get a quote in minutes online so you can check that off your travel prep list.
Here’s How Atlas Travel Meets the Requirements for Schengen Visa Travel
To qualify for a Schengen Visa you will have to provide proof of international travel medical coverage. With Atlas Travel by WorldTrips you will receive a letter of insurance proof to include with your visa.
| Coverage for expenses which might arise in connection with repatriation for medical reasons. | ✔ Emergency Medical Evacuation to the nearest appropriate facility up to a $1,000,000 USD lifetime maximum. Costs for an air or ground transportation ticket home are also provided. |
|---|---|
|
Coverage for expenses which might arise in connection with repatriation for medical reasons. ✔ Emergency Medical Evacuation to the nearest appropriate facility up to a $1,000,000 USD lifetime maximum. Costs for an air or ground transportation ticket home are also provided.
|
|
| Coverage for expenses which might arise in connection with urgent medical attention and/or emergency hospital treatment. | ✔ Hospital Room and Board ✔ Local Ambulance ✔ Intensive Care Unit ✔ Physical Therapy & Chiropractic Care ✔ Terrorism |
|
Coverage for expenses which might arise in connection with urgent medical attention and/or emergency hospital treatment. ✔ Hospital Room and Board ✔ Local Ambulance ✔ Intensive Care Unit ✔ Physical Therapy & Chiropractic Care ✔ Terrorism |
|
| Coverage for expenses which might arise as a result of the individual’s death. | ✔ Accidental Death & Dismemberment (AD&D) ✔ Repatriation of Remains ✔ Local Burial or Cremation ✔ Common Carrier Accidental Death |
|
Coverage for expenses which might arise as a result of the individual’s death. ✔ Accidental Death & Dismemberment (AD&D)
✔ Repatriation of Remains ✔ Local Burial or Cremation ✔ Common Carrier Accidental Death |
|
| Coverage for the entire period of the individual’s intended stay or transit. | ✔ Coverage available up to 365 days.. (For non-U.S. citizens or residents whose travel does not include the U.S, coverage may be renewed for up to 2 additional coverage periods – see the Atlas Travel FAQ for details) |
|
Coverage for the entire period of the individual’s intended stay or transit. ✔ Coverage available up to 365 days.. (For non-U.S. citizens or residents whose travel does not include the U.S, coverage may be renewed for up to 2 additional coverage periods – see the Atlas Travel FAQ for details)
|
|
| Minimum coverage of 30,000 Euros (about USD $34,800). | ✔ Up to $2,000,000 in maximum coverage for those under age 65 ✔ Up to $100,000 in maximum coverage for those age 65 to 79 |
|
Minimum coverage of 30,000 Euros (about USD $34,800). ✔ Up to $2,000,000 in maximum coverage for those under age 65
✔ Up to $100,000 in maximum coverage for those age 65 to 79 |
|
| Valid in all Schengen Area countries. | ✔ Meets Schengen visa insurance requirements |
|
Valid in all Schengen Area countries. ✔ Meets Schengen visa insurance requirements
|
Get Your Schengen Visa Insurance Quote
Pick your travel medical insurance coverage be prepared for your Europe trip.
Schengen Area Countries
Here is a list of countries included in the Schengen Area as of 2025
|
|
Visa Exempt Countries
If you are a citizen of these countries, you do not need a Schengen visa to visit the Schengen area for up to a 90 days visit within an 180 day period.
However, you should still consider getting a travel medical insurance policy to account for unexpected issues.
|
|
|
Why WorldTrips
Who is insuring you is just as important as the insurance plan you choose. For the past 25 years, WorldTrips has provided travel insurance and compassionate service to help our customers travel fearlessly. Our knowledgeable customer representatives are available 24/7 to respond to your travel emergencies, no matter the situation, time zone, or spoken language.
KHE2FFFYH6SP-971744701-1073
WorldTrips is a member of the Tokio Marine HCC group of companies. WorldTrips international travel medical insurance products are underwritten through binding authorities with TMHCC (CI) Insurance SPC Ltd and Houston Casualty Company (HC).