For U.S. Residents of the U.S. 50 States and the District of Columbia (D.C.):

Insurance benefits are underwritten by U.S. Specialty Insurance Company (“USSIC”) and Nationwide Mutual Insurance Company and Affiliated Companies (“Nationwide”), depending on your state (including D.C.) of residence and plan chosen. Plans only available to U.S. residents and may not be available in all jurisdictions. WorldTrips is a mark of HCC Insurance Holdings, Inc. or its affiliates. WorldTrips travel protection plans are distributed by WorldTrips, the licensed producer distributing these plans, and administered by WorldTrips. For questions regarding insurance benefits, terms, conditions and exclusions, contact WorldTrips at (866) 400-6090, 4 Carter Green, Suite 400, Carmel, IN, 46032 or [email protected].

Any non-insurance assistance services purchased are provided through On Call International. The total price for your travel protection plan includes a price of insurance reflecting a filed and approved rate for USSIC and NATIONWIDE and a price of non-insurance assistance services provided by On Call International. Except as expressly provided under your plan, you are responsible for charges you incur from third parties. Contact On Call International at (866) 400-6090 or 4 Carter Green, Suite 400, Carmel, IN, 46032 or [email protected].

This plan contains insurance benefits (which may include disability and/or health insurance benefits) that only apply during the covered trip. This optional coverage may duplicate coverage already provided by your personal auto, home, renter’s, health, life, personal liability, or other insurance policy or source of coverage but may be subject to different restrictions. You should review the terms of this policy with your existing coverage. If you have any questions about your current coverage, call your insurer/health plan or insurance agent/broker.

Airline is not licensed to sell insurance, and cannot answer technical questions about the benefits, exclusions, and conditions of this insurance and cannot evaluate the adequacy of your existing insurance. Unless licensed, travel retailers and their employees may provide general information about the insurance, including a description of coverage and price, but are not qualified/authorized to answer technical questions about terms, benefits, exclusions, and conditions of the insurance or evaluate the adequacy of existing coverage. Airline may receive compensation for various items, including marketing, technology and/or referrals in connection with the WorldTrips travel protection plan. The purchase of travel insurance is not required in order to purchase any other product or service from Airline.

California residents: WorldTrips is doing business in California as WorldTrips Insurance Services, License # 0G39705. California offers a toll-free consumer hotline at 1-800-927-4357.

New York residents: The licensed producer represents the insurer for purposes of the sale. Compensation paid to the producer may depend on the policy selected, or the producer's expenses, volume of business, or profitability. The purchaser may request and obtain information about the producer's compensation, except as otherwise provided by law.

Maryland residents: The purchase of travel insurance would make the travel insurance coverage primary to any other duplicate or similar coverage. The Commissioner may be contacted to file a complaint at: Maryland Insurance Administration, ATTN: Consumer Complaint Investigation Property/Casualty, 200 St. Paul Place, Suite 2700, Baltimore, MD 21202.