Schengen Visa Insurance

 

Get Travel Medical Insurance That Meets Current Schengen Visa Requirements

Traveling on a Schengen visa is one of the most convenient ways to experience Europe. A Schengen visa will allow you to visit and move freely between the 26 countries that make up the Schengen Area.

But before you are approved for a Schengen visa, you will need to gather all of the required documents. One such requirement is having travel medical insurance that meets Schengen visa insurance requirements.

Below, we outline what you need to make sure you have qualifying travel medical insurance for your trip to the Schengen Area in 2023.

Requirements for Schengen Visa Insurance in 2023

You are free to choose your own travel medical insurance for your Schengen visa. However, it must meet the insurance requirements as established in Regulation 810/2009 (the Visa Code).

To be valid, Schengen visa insurance must include:

• Minimum coverage of 30,000 Euros (about USD $32,210)

• Coverage for expenses which might arise in connection with repatriation for medical reasons

• Coverage for expenses which might arise in connection with urgent medical attention and/or emergency hospital treatment

• Coverage for expenses which might arise as a result of the individual’s death

• Coverage for the entire period of the individual’s intended stay or transit

• Valid in all Schengen Area countries

Atlas Travel Meets Schengen Visa Insurance Requirements

Atlas Travel is budget-friendly travel medical insurance for unexpected health issues abroad. The insurance is valid in the Schengen Area and nearly anywhere else you travel outside of your home country.

Atlas Travel offers multiple coverage levels so you can choose the plan that’s right for you. Plus, Atlas Travel plans start at $0.50* per day and peak at $27.70** per day. That means plans can fall anywhere between $3.50 and $193.90 per week.

 

Atlas Travel Features Ideal for Your Schengen Area Trip

Visa Letter Get access to a visa letter that serves as proof of valid Schengen visa Insurance.	Schengen Area Providers Find doctors and hospitals in all Schengen Area countries.
Travel Assistance Services Call for referrals or assistance with lost travel documents, lost luggage, or translations 365 days a year.	Flexibility  Choose the deductible that's right for you: $0, $100, $250, $500, $1,000, $2,500, or $5,000.
Immediate Fulfillment  Buy online and get your policy documents immediately.	Ease of Use Purchase coverage while traveling, extended coverage after purchase, or cancel your policy if your plans change.

 

 

*$0.50 per day based on the 2023 Atlas Travel daily rate for a traveler in the youngest age group (14 days – 17 years) who is traveling outside the U.S. with the highest deductible ($5,000) and the lowest overall maximum coverage limit available to this age group ($50,000).

**$27.70 per day based on the 2023 Atlas Premium daily rate for a traveler in the oldest age group (80+) who is traveling outside the U.S. with the lowest deductible ($0) and the only overall maximum coverage limit available to this age group ($10,000).

How Atlas Travel Meets Schengen Visa Insurance Requirements

Schengen Visa Insurance Requirement	Atlas Travel Benefit
Minimum coverage of 30,000 Euros (about USD $32,210*)	✔ Up to $2,000,000 in maximum coverage for those under age 65 ✔ Up to $100,000 in maximum coverage for those age 65-79
Coverage for expenses which might arise in connection with repatriation for medical reasons	✔ Emergency Medical Evacuation to the nearest appropriate facility up to $1,000,000 lifetime maximum. Costs for air or ground transportation ticket home are also provided for eligible injuries/illnesses.
Coverage for expenses which might arise in connection with urgent medical attention and/or emergency hospital treatment	✔ Hospital Room & Board ✔ Local Ambulance ✔ Emergency Room Co-Payment ✔ Intensive Care Unit  ✔ Physical Therapy & Chiropractic Care ✔ Terrorism
Coverage for expenses which might arise as a result of the individual's death	✔ Accidental Death & Dismemberment (AD&D) ✔ Repatriation of Remains ✔ Local Burial or Cremation ✔ Common Carrier Accidental Death
Coverage for the entire period of the individual's intended stay or transit	✔ Coverage available up to 365 days for non-U.S. citizens and residents whose travel does not include the U.S. (Coverage may be renewed for up to 2 additional coverage periods – see the Atlas Travel FAQ for details) ✔ Coverage available up to 364 days for all other travelers (Coverage not renewable)
Valid in all Schengen Area countries	✔ All Schengen countries are included

*As of 2/1/2023

 

We can help you decide.

Give us a call at (800) 605-2282 (within the U.S.) or +1 (317) 262-2132 (outside the U.S.).

In addition to having insurance that meets Schengen visa requirements, you will need to submit the following to your designated consulate as part of your application: