What Kind of Trip Are You Taking?
People travel for many different reasons. No matter what type of trip you plan to take, be aware that your home country medical insurance may not cover you once you cross borders. You may also want to protect your trip investments if you have to unexpectedly cancel your trip or cut it short. Scan the different types of travel below to determine what kind of travel insurance policy will work best for your situation.
Atlas Travel or Atlas Journey
Whether it's the quintessential family vacation, a honeymoon abroad, or maybe just the trip you've always saved up for, traveling abroad for leisure can be both exciting and relaxing. Purchasing an Atlas Travel medical insurance policy can provide coverage for unexpected illnesses and injuries so you can focus on enjoying your international trip.
While the primary benefits are medical, Atlas Travel also includes some travel-related benefits, such as Trip Interruption, Travel Delay, and Lost Checked Luggage. You'll also have access to travel assistance services to assist you with lost passports and travel documents, referrals, and more.
Note that Atlas Travel is available to citizens and residents of most countries who are traveling outside of their home country.
If you will be traveling internationally with a group of five or more people, you can take advantage of an Atlas Group policy. Atlas Group plans include the same benefits and services of an Atlas Travel policy at a 10% reduced rate. You can price your Atlas Group plan here.
U.S. citizens and residents have the option of purchasing a trip cancellation insurance policy instead of travel medical insurance policy. The core benefit of a trip cancellation policy is a Trip Cancellation benefit. Imagine this: you've spent a lot of money getting ready for your trip. Plane tickets, lodging, activity reservations...these are non-refundable expenses you've paid up-front. But what happens if you suddenly have to cancel your trip or cut it short?
Atlas Journey's Trip Cancellation provides coverage for prepaid, nonrefundable trip expenses if you cancel your domestic or international trip for a covered reason. It includes many other travel-related benefits, including Trip Interruption, Travel Delay, Missed Connection, and more. You'll even have some coverage for some unexpected medical expenses, as well as 24/7 travel assistance services.
Note that Atlas Journey is available to U.S. citizens and residents who are traveling domestically and/or abroad.
No matter your planned destinations or activities, there's always a chance you could encounter an accident, illness, or travel mishap as you explore the U.S. Your home country health insurance may offer little or no coverage abroad. And while the U.S. offers many quality health care facilities across the country, medical care can be costly.
A visitor health insurance plan like Atlas Travel insurance can provide up to $2 million of coverage for eligible expenses in the event of an accident or emergency as you travel within the U.S. It also provides access to a visa letter you can use to help prove your ability to pay for unexpected medical expenses, which may be required for your visa.
If you're a full-time student or scholar preparing a study abroad, it's important to know that your home country medical insurance might not provide coverage for you while you're abroad. You may also need international student health insurance to meet your school, program, or visa requirements.
StudentSecure study abroad insurance can provide coverage for unexpected injury, illness, and more as you can explore your host country and immerse yourself in the culture.
Choose from four levels of coverage so you can select the policy that fits both your travel situation and your budget.
Note that StudentSecure plans meet the requirements of most countries as well as many programs and schools. They also provide access to a visa letter you can use as proof of coverage.
Companies and industries of all sizes are expanding beyond their home country's borders. If your work sends you abroad, you may need international medical insurance to provide coverage for unexpected injury, illness, and travel mishaps.
A traditional Atlas Travel plan can provide you with coverage for a single trip abroad, but Atlas MultiTrip insurance is designed for individuals who will be taking multiple international trips in a one-year period.
This annual insurance plan covers you for multiple trips of up to 30 or 45 days, whichever you elect, through the year. With a convenient one-time payment, you can rest easy knowing you have coverage for any last-minute international trips.
Atlas Travel or Atlas Group
Missionary travel can be a fulfilling and meaningful experience. As you travel abroad to help others, you'll want to consider your own travel needs and if a travel medical insurance policy may be right for you. Atlas Travel can provide you with emergency medical coverage and travel-related benefits as you accomplish your mission.
If you're traveling with a group of 5 or more to perform missionary services, be sure to take advantage of the 10% reduced Atlas Group rate.
WorldTrips is a service company and a member of the Tokio Marine HCC group of companies.
WorldTrips’ Atlas Journey, Atlas Cruiser, and Atlas On-The-Go trip protection insurance products are underwritten by Tokio Marine HCC’s U.S. Specialty Insurance Company (USSIC). USSIC is a Texas-domiciled insurance company operating on an admitted basis throughout the United States.
WorldTrips’ Atlas Travel Series and StudentSecure international travel medical insurance products are underwritten by Lloyd's. WorldTrips has authority to enter into contracts of insurance on behalf of the Lloyd's underwriting members of Lloyd's Syndicate 4141, which is managed by HCC Underwriting Agency, Ltd.