What Kind of Trip Are You Taking?
People travel for many different reasons, from family vacations to business travel and everything in between. No matter what type of trip you plan to take, be aware that your regular medical insurance may not cover you once you leave your home country.
You may also want to protect your trip investments if you have to unexpectedly cancel your trip or cut it short. Scan the different types of travel below to determine what kind of travel insurance policywill work best for your trip type.
Atlas Travel or Atlas Journey
Atlas Travel
Whether it's the quintessential family vacation, a honeymoon abroad, or maybe just the trip you've been saving up for, traveling abroad for leisure can be both exciting and relaxing. An Atlas Travel medical insurance policy can provide coverage for unexpected illnesses and injuries so you can focus on enjoying your international trip.
While the primary benefits are medical, Atlas Travel also includes some travel-related benefits, such as Trip Interruption, Travel Delay, and Lost Checked Luggage. You'll also have access to travel assistance services to assist you with lost passports and travel documents, referrals, and more.
You do not have to be a U.S. citizen to purchase Atlas Travel. This policy is available to citizens and residents of most countries, but you must be traveling outside of your home country.
Traveling internationally with a group of five or more people? You can take advantage of an Atlas Group policy. Atlas Group insurance includes the same benefits and services of our Atlas Travel policy at a 10% reduced rate. You can price your Atlas Group plan here.
Atlas Journey
U.S. citizens and residents who are traveling domestically and/or abroad have the option to purchase a trip cancellation insurance policy instead of a travel medical insurance policy. The core benefit of a trip cancellation policy is a Trip Cancellation benefit. Imagine this: you've spent a lot of money on your trip. Plane tickets, lodging, activity reservations... these are nonrefundable expenses you've paid for upfront. But what happens if you suddenly have to cancel your trip or cut it short?
Atlas Journey's Trip Cancellation benefit provides coverage for prepaid, nonrefundable trip expenses if you cancel your domestic or international trip for a covered reason. Some common covered reasons include sickness or injury that prevents you from traveling, a traffic accident while en route to your departure, and more.
Atlas Journey includes many other travel-related benefits as well, including Trip Interruption, Travel Delay, and Missed Connection. You'll even have some coverage for unexpected medical expenses, as well as 24/7 travel assistance services in multiple languages.
Atlas Travel
No matter your planned destinations or activities, there's always a chance you could encounter an accident, illness, or travel mishap as you explore the U.S. Your home country health insurance may offer little or no coverage once you leave your home country. And while the U.S. offers many quality health care facilities across the country, medical care can be costly.
A visitor health insurance plan like Atlas Travel insurance can provide up to $2 million of coverage for eligible expenses in the event of an accident or emergency as you travel within the U.S. It also provides supplemental travel benefits, multilingual travel assistance services, and access to a visa letter you can use to help prove your ability to pay for unexpected medical expenses, which may be required for your visa.
Atlas Nomads
As a perpetual traveler, your opportunities for life-changing experiences are endless. But international travel can represent financial risk, and there’s always a chance you could experience an unanticipated health or travel emergency abroad.
Atlas Nomads offers travel medical coverage to non-U.S. citizens and residents who are traveling and working abroad, providing you with access to quality healthcare, reimbursement for covered claims, and 24/7 emergency travel assistance in multiple languages. You’ll get coverage for eligible medical expenses, supplemental travel benefits including trip interruption coverage, and emergency medical benefits for situations like terrorism.
This plan is flexible to support your lifestyle. You can choose your coverage length up to 365 days, pay up front or select a monthly payment option, and purchase your plan at any time—even after departure. As long as you are a non-U.S. citizen/resident traveling and working away from your home country, the Atlas Nomads insurance plan from WorldTrips can provide you with nomad insurance coverage wherever you need it.
StudentSecure
If you're a full-time student or scholar preparing to study abroad, it's important to know that your home country medical insurance might not provide coverage for you while you're abroad. You may also need international student health insurance to meet your school, program, or visa requirements.
StudentSecure study abroad insurance can provide coverage for unexpected injury, illness, and more as you explore your host country and immerse yourself in the culture. Choose from four levels of coverage so you can select the policy that fits both your travel situation and your budget.
Note that StudentSecure plans meet the requirements of most countries as well as many programs and schools. They also provide access to a visa letter you can use as proof of coverage. You do not have to be a U.S. citizen to purchase StudentSecure—you just have to be studying outside of your home country.
Atlas MultiTrip
Companies and industries of all sizes are expanding beyond their home country's borders. If your work sends you abroad, you may need international medical insurance to provide coverage for unexpected injury, illness, and travel mishaps.
A traditional Atlas Travel plan can provide you with coverage for a single trip abroad, but Atlas MultiTrip insurance is designed for individuals who will be taking multiple international trips in a one-year period.
This annual insurance plan covers you for multiple trips of up to 30 or 45 days, whichever you elect, through the year. With a convenient one-time payment, you can rest easy knowing you have coverage for any last-minute international trips.
Atlas Travel or Atlas Group
Atlas Travel
Missionary travel can be a fulfilling and meaningful experience. As you travel abroad to help others, you'll want to consider your own travel needs and whether a travel medical insurance policy is right for you. Atlas Travel can provide you with emergency medical coverage and travel-related benefits as you accomplish your mission.
Atlas Group
If you're traveling with a mission group of 5 or more, be sure to take advantage of the 10% reduced Atlas Group rate.
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WorldTrips is a service company and a member of the Tokio Marine HCC group of companies.
WorldTrips’ Atlas Journey, Atlas Cruiser, and Atlas On-The-Go trip protection insurance products are underwritten by Tokio Marine HCC’s U.S. Specialty Insurance Company (USSIC). USSIC is a Texas-domiciled insurance company operating on an admitted basis throughout the United States.
In the State of California, operating as WorldTrips Insurance Services. California Non-Resident Producer License Number: 0G39705
WorldTrips’ Atlas Travel Series, Atlas Nomads, and StudentSecure international travel medical insurance products are underwritten by Lloyd's. WorldTrips has authority to enter into contracts of insurance on behalf of the Lloyd's underwriting members of Lloyd's Syndicate 4141, which is managed by HCC Underwriting Agency, Ltd.