Planning to participate in a work or study-based exchange program in the United States? You’re likely aware that the U.S. government requires most international visitors to possess a visa in order to enter the country.
But if you’re applying for a J-1 visa, you’ll need more than just the standard visa requirements, like a birth certificate and valid passport. You’ll also need proof of travel medical insurance that meets J-1 visa requirements set forth by the U.S. Department of State.
What Is a J-1 Visa?
A J-1 visa is a short-term, non-immigrant visa issued to international visitors by the United States. The visa allows approved individuals to enroll in work-and-study-based exchange programs in order to teach, study, conduct research, or receive on-site job training in the USA.
J-1 visa programs include:
- Au pair
- Camp counselor
- College or university student
- Government visitor
- International visitor
- Professor and research scholar
- Secondary school student
- Short-term scholar
- Summer work travel
How Do I Apply for a J-1 Visa?
To apply for your J-1 visa, you’ll need to follow these steps:
- Choose the program that best applies to you and use the State Department’s Designated Sponsor List to find a certified sponsor. Your sponsor will be your main point of contact throughout the length of your program as well as the facilitator of your J-1 visa application process.
- Through your certified sponsor, acquire and complete the Form DS-2019.
- Apply for your J-1 visa at the nearest U.S. embassy or consulate.
- Prepare for and complete your visa interview.
- Obtain travel medical insurance that meets all J-1 visa requirements.
What Are My J-1 Visa Insurance Options?
The type of program you are enrolled in will help you determine which travel medical insurance plan is right for you. For the J-1 visa applicant, WorldTrips offers two travel medical plans with varying levels of coverage – both of which meet J-1 visa requirements:
- Atlas Travel®: Designed for those traveling to the U.S. for leisure travel or work-related reasons.
- StudentSecure®: Designed for those planning to enroll as a student in the U.S. To help meet your specific needs and budget, StudentSecure is offered in 4 different levels of coverage:
Upon your purchase of an Atlas Travel or StudentSecure plan, WorldTrips will send you a visa letter to serve as proof of insurance.
How Atlas Travel and StudentSecure Meet J-1 Visa Insurance Requirements
Explore J-1 visa insurance requirements and learn how the two plans compare below:
J-1 Visa Insurance Requirements
|Medical benefits of at least $100,000 per accident or illness||
✔ Up to $2,000,000 in maximum coverage for those under age 65
✔ Coverage options begin at $100,000 per accident/illness and go up to $500,000
|Repatriation of remains in the amount of at least $25,000||
✔ Coverage is included in the overall maximum limit and begins at $50,000
✔ Plans cover repatriation of remains from $25,000 to $50,000
|Expenses associated with the medical evacuation of the exchange visitor to his or her home country in the amount of at least $50,000||
✔ $1,000,000 lifetime maximum for emergency medical evacuation to the nearest appropriate facility. Costs for air or ground transportation ticket home are also provided for eligible injuries/illnesses.
✔ Plans offer coverage from $50,000 up to $500,000 for emergency medical evacuation to the nearest appropriate facility. Costs for air or ground transportation ticket home are also provided for eligible injuries/illnesses.
|A deductible not to exceed $500 per accident or illness||
✔ Deductible options start at $0
✔ Deductibles range from $25 to $50
WorldTrips international travel medical insurance products are underwritten by Lloyd's. WorldTrips is a service company and a member of the Tokio Marine HCC group of companies. WorldTrips has authority to enter into contracts of insurance on behalf of the Lloyd's underwriting members of Lloyd's Syndicate 4141, which is managed by HCC Underwriting Agency, Ltd.