Atlas Journey Trip Insurance

Atlas Journey Trip Insurance Is Designed for U.S. Residents Seeking:


Trip Cost Benefits

Reimbursement for prepaid, nonrefundable trip costs in case of a covered cancellation, interruption, or delay


Luggage Benefits

Reimbursement for the covered cost of lost, stolen, or damaged luggage and personal items


Medical Benefits

Medical coverage for eligible expenses related to unexpected injury or illness, medical evacuation, and COVID-19

Sunset over the fishing pier and Gulf of Mexico in Naples, Florida.

What Is Trip Insurance?

Trip insurance, or trip protection insurance, is designed to protect your trip costs in case of a delay or alteration of your travel plans. It can reimburse you if your luggage is lost, stolen, or damaged. Trip insurance also comes with eligible medical expense coverage in case you become injured or require medical evacuation during your trip.

Trip insurance includes both trip cancellation insurance and trip interruption insurance, but there are key differences between the two plans. Trip cancellation insurance must be purchased before you leave on your trip, while trip interruption can be purchased the day you leave or after you’ve departed. Trip cancellation insurance also includes a Trip Cancellation benefit while trip interruption insurance does not.

What Is Trip Cancellation Insurance?

At WorldTrips, we offer three Atlas Journey® trip cancellation insurance plans. These plans are available to U.S. residents and are designed for both domestic and international trips, including cruises. They include reimbursement coverage for canceled trips, damaged luggage, flight delays, and medical treatment. 

All three plans also include access to travel and emergency assistance services. Our team is available to answer all your travel questions and help with emergencies 24 hours a day, 7 days a week, for various languages and any time zone. 

Designed for the budget-conscious traveler, Atlas Journey Escape provides lower coverage limits in exchange for a lower premium.

Coverage Includes

  • Trip Cancellation – 100% of trip cost up to $10,000
  • Trip Interruption – 125% of trip cost
  • Baggage Damage or Loss – Up to $250 per article ($750 max)
  • Medical Evacuation & Repatriation of Remains – Up to $250,000
  • Pre-Existing Conditions – Exclusion waived if requirements met
  • No Optional Cancel for Any Reason Upgrade
Coverage: $ $ $ $
Cost: $ $ $ $

Enhance your Atlas Journey trip cancellation insurance plan with optional upgrades.

*Note that upgrade availability varies by plan level and upgrade name and availability may vary by state of residency.

Cancel for Any Reason

Choose 50% or 75% back for a non-covered cancellation

Rental Car Damage and Theft

Adds collision damage waiver and coverage for theft of rental vehicle

Interrupt for Any Reason

Adds interruption coverage for a non-covered reason

Adventure Sports

Adds sports coverage like bungee jumping, hang gliding, & more

Pet Care

Adds cancellation coverage for death or critical illness of your dog or cat and vet care if traveling with you

Medical Evacuation

Doubles medical evacuation coverage and offers evacuation to hospital of choice
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What Is Trip Interruption Insurance?

Trip interruption insurance, or a post-departure trip insurance, is trip insurance that can be purchased the day you leave or after you’ve left on your trip. WorldTrips offers Atlas On-The-Go as a trip interruption insurance plan.

An interruption is when your trip is cut short following your departure. Some covered reasons for trip interruption include:

  • You or your traveling companion have become sick or injured and a physician recommends that you end your trip early and return home
  • Sickness or injury of your family member, business partner, service animal, or your traveling companion’s family member that requires medical treatment by a physician
  • Your death or the death of your traveling companion, family member, business partner, service animal, or traveling companion’s family member
  • Severe weather, natural disaster, or strike that causes your common carrier to shut down for 12 or more hours

Atlas-On-The-Go does not include any trip cancellation benefits or optional upgrades since it can only be purchased after your departure or on the day of departure.  

woman backpacker cheering on cliff

Why Should I Get an Atlas Journey Plan From WorldTrips?

Atlas Journey trip insurance is designed to protect your trip from the unexpected. With several plans available you can have confidence that your trip costs may be covered throughout your adventure. 

Besides comparing trip insurance plans, it's important also to research the travel insurance companies you're considering. WorldTrips has been a leader in trip insurance for over 25 years. You can easily purchase a policy online or talk to our sales team for more information and to get a policy. Our U.S.-based customer service team is available 24/7 to help answer your policy questions and support you if you encounter a travel emergency.

Don’t just take our word for it. See why USA Today called WorldTrips the best travel insurance company of 2024. Get a quote for one of our Atlas Journey travel insurance plans to experience the difference today.



WorldTrips' Atlas Journey, Atlas Cruiser, and Atlas On-The-Go trip protection insurance products are underwritten by Tokio Marine HCC's U.S. Specialty Insurance Company (USSIC). USSIC is a Texas-domiciled insurance company operating on an admitted basis throughout the United States. Coverage is available to U.S. residents of the U.S. states and District of Columbia only. This plan provides insurance coverage that only applies during the covered trip. You may have coverage from other sources that provides you with similar benefits but may be subject to different restrictions depending upon your other coverages. You may wish to compare the terms of this policy with your existing life, health, home, and automobile insurance policies. Coverage may not be available in all states.

In the State of California, operating as WorldTrips Insurance Services. California Non-Resident Producer License Number: 0G39705

WorldTrips international travel medical insurance products are underwritten by Lloyd's. WorldTrips is a service company and a member of the Tokio Marine HCC group of companies. WorldTrips has authority to enter into contracts of insurance on behalf of the Lloyd's underwriting members of Lloyd's Syndicate 4141, which is managed by HCC Underwriting Agency, Ltd.