StudentSecure Plans:
StudentSecure Elite
Maximum Medical Benefit: $5,000,000
Plan Highlights:
- 100% coinsurance within the PPO network and outside the U.S.
- Usual, reasonable, and customary charges covered outside the PPO network
- Accidental Death & Dismemberment (AD&D) benefit
- *Pre-existing condition coverage after 6 months
- Optional rider to cover up to $5,000 per injury resulting from intercollegiate, interscholastic, intramural, or club sports
StudentSecure Select
Maximum Medical Benefit: $600,000
Plan Highlights:
- 80% coinsurance up to $5,000, then 100% coverage within the PPO network
- Usual, reasonable, and customary charges covered outside the PPO network
- 100% coinsurance outside the U.S.
- Accidental Death & Dismemberment (AD&D) benefit
- *Pre-existing condition coverage after 6 months
- Optional rider to cover up to $5,000 per injury resulting from intercollegiate, interscholastic, intramural, or club sports
StudentSecure Budget
Maximum Medical Benefit: $500,000
Plan Highlights:
- 80% coinsurance up to $25,000, then 100% coverage within the PPO network
- Usual, reasonable, and customary charges covered outside the PPO network
- 100% coinsurance outside the U.S.
- *Pre-existing condition coverage after 12 months
- Optional rider to cover up to $3,000 per injury resulting from intercollegiate, interscholastic, intramural, or club sports
StudentSecure Smart
Maximum Medical Benefit: $200,000
Plan Highlights:
- 80% coinsurance within the PPO network
- Usual, reasonable, and customary charges covered outside the PPO network
- 100% coinsurance outside the U.S.
- Coverage for **acute onset of pre-existing conditions (excludes chronic/congenital conditions)
Why choose a StudentSecure plan?
- Budget-friendly options. Four plan levels, monthly payment option, and savings for paying full premium in advance.
- Convenience. Buy online and receive your policy documents immediately.
- Financial help for unforeseen medical expenses. Coverage for hospitalizations, local ambulance, medical evacuation, and more.
- International provider search engine. Find qualified medical providers in countries and territories worldwide.
- Travel assistance. Travel assistance services available in multiple languages 365 days a year.
*A pre-existing condition is any condition:
- for which medical advice, diagnosis, care, or treatment was recommended or received within 12 months prior to your effective date of coverage
- which would cause a reasonably prudent person to seek medical advice, diagnosis, care, or treatment within 12 months prior to your effective date of coverage
- that existed (with reasonable medical certainty) with 12 months prior to your effective date of coverage, whether or not it was known to you
**The acute onset of a pre-existing condition means a sudden and unexpected outbreak or recurrence of a pre-existing condition which occurs spontaneously and without advance warning in the form of physician recommendations or symptoms, is of short duration, is rapidly progressive, and requires urgent care.
The acute onset of a pre-existing condition must occur after the effective date of the policy. Treatment must be obtained within 24 hours of the sudden and unexpected outbreak or recurrence. Chronic or congenital conditions or pre-existing conditions that gradually become worse over time will not be considered acute onset.