insurance for study abroad

Insurance for Study Abroad

Budget-friendly, reliable health coverage for your student venture abroad.study-abroad-1.jpg

Why do I need student health insurance?

Some domestic health plans provide limited coverage outside of your home country—and many provide none at all. If you choose to study abroad without insurance, you may leave yourself vulnerable to high out-of-pocket costs for unanticipated medical treatment.

When the unexpected occurs abroad, an international student health plan can provide access to travel assistance services, quality medical care, and financial help!

For your international student venture, we offer StudentSecure— a series of student health plans that provides budget-friendly medical coverage to full-time students and scholars enrolled abroad.

With four levels of coverage to choose from, you can almost certainly find a StudentSecure plan that fits your needs and budget!

StudentSecure Plans:

StudentSecure Elite

Maximum Medical Benefit: $1,000,000


Plan Highlights:

  • 100% coinsurance within the PPO network and outside the U.S.
  • Usual, reasonable, and customary charges covered outside the PPO network
  • Accidental Death & Dismemberment (AD&D) benefit
  • *Pre-existing condition coverage after 6 months
  • Coverage for intramural or club college sports up to $5,000 per injury

StudentSecure Select

Maximum Medical Benefit: $600,000


Plan Highlights:

  • 80% coinsurance up to $5,000, then 100% coverage within the PPO network
  • Usual, reasonable, and customary charges covered outside the PPO network
  • 100% coinsurance outside the U.S.
  • Accidental Death & Dismemberment (AD&D) benefit
  • *Pre-existing condition coverage after 6 months
  • Coverage for intramural or club college sports up to $5,000 per injury

StudentSecure Budget

Maximum Medical Benefit: $500,000


Plan Highlights:

  • 80% coinsurance up to $25,000, then 100% coverage within the PPO network
  • Usual, reasonable, and customary charges covered outside the PPO network
  • 100% coinsurance outside the U.S.
  • *Pre-existing condition coverage after 12 months
  • Coverage for intramural or club college sports up to $3,000 per injury

StudentSecure Smart

Maximum Medical Benefit: $200,000


Plan Highlights:

  • 80% coinsurance within the PPO network
  • Usual, reasonable, and customary charges covered outside the PPO network
  • 100% coinsurance outside the U.S.
  • Coverage for **acute onset of pre-existing conditions (excludes chronic/congenital conditions)

  Price Your Plan Now  


Why choose a StudentSecure plan?

  • Budget-friendly options. Four plan levels, monthly payment option, and savings for paying full premium in advance.
  • Convenience. Buy online and receive your policy documents immediately.
  • Financial help for unforeseen medical expenses. Coverage for hospitalizations, local ambulance, medical evacuation, and more.
  • International provider search engine. Find qualified medical providers in over 130 countries and territories worldwide.
  • Travel assistance. Travel assistance services available in multiple languages 365 days a year.

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*A pre-existing condition is any condition:

  • for which medical advice, diagnosis, care, or treatment was recommended or received within 2 years prior to your effective date of coverage
  • which would cause a reasonably prudent person to seek medical advice, diagnosis, care, or treatment within 2 years prior to your effective date of coverage
  • that existed (with reasonable medical certainty) with 2 years prior to your effective date of coverage, whether or not it was known to you

**The acute onset of a pre-existing condition means a sudden and unexpected outbreak or recurrence of a pre-existing condition which occurs spontaneously and without advance warning in the form of physician recommendations or symptoms, is of short duration, is rapidly progressive, and requires urgent care.

The acute onset of a pre-existing condition must occur after the effective date of the policy. Treatment must be obtained within 24 hours of the sudden and unexpected outbreak or recurrence. Chronic or congenital conditions or pre-existing conditions that gradually become worse over time will not be considered acute onset.

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