Whether you’re a high school student studying abroad for a semester or a college undergrad spending four years overseas, study abroad opens doors to unforgettable learning experiences. You can discover the rich art history of Italy, explore the environmental impact of pollution on Australia’s Great Barrier Reef, or research advanced medical practices in the United States.
The world is your classroom. You need only choose your destination.
On the flip side, studying abroad can be expensive, from the cost of your room and board to your tuition, food, and transportation expenses. That’s just one reason why it’s important to consider pairing your travels with an international student health plan.
Should you incur an unexpected illness or injury while exploring your host country, study abroad health insurance can help mitigate your out-of-pocket medical expenses.
Plus, it may be required for your program, university, or visa.
3 Reasons to Consider International Student Health Insurance
1. If You Need It to Meet Student Visa Requirements
Many visas require proof of health insurance that meets coverage requirements, such as:
- J-1 visa: For work-and-study-based exchange students to the USA
- Schengen visa: For visitors to the 26 countries comprising Europe’s Schengen Area
Others do not require health insurance but do require proof of subsistence for potential costs incurred on the trip. One such visa is the F-1 visa for international students enrolling in high schools, colleges, and other similar programs in the USA.
When you purchase an international student health plan like WorldTrips' StudentSecure® insurance, you will gain access to a visa letter that can help prove you have funds for unexpected medical costs.
2. If You Need It to Meet Your School or Program Requirements
Most study abroad programs require participants to possess a student health insurance policy that covers eligible expenses resulting from unexpected illness or injury. Many institutions offer their own student health plans, though your university may allow you to waive its school-sponsored coverage if you can provide proof of comparable health coverage.
Interested in alternative coverage options? StudentSecure offers four levels of coverage at varying prices for students planning to waive a university-mandated plan.
3. If You Don't Have International Health Coverage Through Your Domestic Insurance Provider
Did you know that your domestic health policy may not cover the medical expenses you incur outside of your home country? If your insurance does not cover you abroad, you’ll need a student health plan that extends beyond your native borders.
Looking for More Study Abroad Insurance Resources?
- Get tips for choosing the best study abroad health insurance policy
- Discover your health insurance options for your high school study abroad experience
- Discover your health insurance options for your graduate study abroad experience
Make Your Study Abroad Dreams a Reality with These Free Resources
For Destination Advice, Check Out:
For Help Choosing a Program or University, See:
For Tips on Funding Your Trip, Visit:
WorldTrips international travel medical insurance products are underwritten by Lloyd's. WorldTrips is a service company and a member of the Tokio Marine HCC group of companies. WorldTrips has authority to enter into contracts of insurance on behalf of the Lloyd's underwriting members of Lloyd's Syndicate 4141, which is managed by HCC Underwriting Agency, Ltd.