Many schools will allow you to waive their university-mandated coverage if you can provide proof of health insurance that still meets school requirements. If this is the case for you, then you may be asked to provide a signed waiver from your private insurance company.

StudentSecure offers budget-friendly coverage that meets most schools’ requirements. It also offers a student waiver form and/or visa letter (to be filled out and submitted to your school upon request).

In order to provide coverage that fits your needs and budget, Student Secure insurance is offered in four different plan levels:

• StudentSecure Elite – Maximum Medical Benefit: $500,000
• StudentSecure Select – Maximum Medical Benefit: $300,000
• StudentSecure Budget – Maximum Medical Benefit: $250,000
• StudentSecure Smart – Maximum Medical Benefit: $200,000

The policy also offers a monthly payment option—or savings for paying the full premium in advance!

Premiums, deductibles, and benefits vary from plan to plan, so be sure to check out Insurance for Study Abroad or review the policy’s Description of Coverage.

It’s important to check with your insurance provider or school to ensure that your policy complies with your student visa. StudentSecure meets the requirements of many schools and governments worldwide, including those required of international students studying in the U.S. on a J-1 visa.

Home country coverage depends on the plan. For StudentSecure plans, the following is true:

For individuals with the U.S. as their home country: For every three-month period during which you have coverage, medical expenses incurred in the U.S. are covered up to a maximum of 15 days.

For individuals with a home country other than the U.S.: For every three-month period during which you have coverage, medical expenses incurred in your home country are covered up to a maximum of 30 days.

It’s important to note that the reason for your visit home must not be to seek treatment for a health condition or illness.

As an international student who will be spending a significant amount of time abroad, it’s important that you anticipate and prepare for minor speed bumps as well as the more significant issues that may arise as you adjust to and navigate your host country.

StudentSecure provides benefits that address both small and large-scale medical needs, such as:

• Hospital Room & Board
• Intensive Care Unit
• Local Ambulance
• Emergency Medical Evacuation

For a full list of benefits and exclusions, see the StudentSecure Description of Coverage.

StudentSecure will cover you almost anywhere you travel outside of your home country.

With a StudentSecure policy, you’ll have full access to a number of travel assistance services available in multiple languages 365 days a year. These services include:

• Lost passport and travel documents assistance
• Tracking for lost luggage
• Emergency cash transfer assistance
• Embassy and consulate referrals
• Legal and accounting referrals
• Provider referrals