Gearing up for the study abroad venture of your dreams? Whether you’re just starting to nail down your living arrangements or you’ve already begun packing your bags, it probably seems like there are still thousands of items on your to-do list.
One item that should not be overlooked is study abroad insurance.
If you travel overseas without health insurance, you could end up responsible for expenses resulting from unanticipated medical treatment. That’s why it’s vital that you know whether your domestic health plan provides adequate coverage abroad.
If your international coverage is limited or nonexistent, you’ll need to look for a health plan that provides adequate medical benefits – and one that meets your school and visa requirements!
Check out the frequently-asked questions below to learn what’s available to you—and discover why StudentSecure® may be the ideal international student health plan for you!
Many schools will allow you to waive their university-mandated coverage if you can provide proof of health insurance that still meets school requirements. If this is the case for you, then you may be asked to provide a signed waiver from your private insurance company.
StudentSecure offers budget-friendly coverage that meets many schools’ requirements. It also offers a student waiver form and/or visa letter (to be filled out and submitted to your school upon request).
In order to provide coverage that fits your needs and budget, Student Secure insurance is offered in four different plan levels:
The policy also offers a monthly payment option—or savings for paying the full premium in advance!
It’s important to check with your insurance provider or school to ensure that your policy complies with your student visa. StudentSecure meets the requirements of many schools and governments worldwide, including those required of international students studying in the U.S. on a J-1 visa.
Home country coverage depends on the plan. For StudentSecure plans, the following is true:
For individuals with the U.S. as their home country: For every three-month period during which you have coverage, medical expenses incurred in the U.S. are covered up to a maximum of 15 days.
For individuals with a home country other than the U.S.: For every three-month period during which you have coverage, medical expenses incurred in your home country are covered up to a maximum of 30 days.
It’s important to note that the reason for your visit home must not be to seek treatment for a health condition or illness.
As an international student who will be spending a significant amount of time abroad, it’s important that you anticipate and prepare for minor speed bumps as well as the more significant issues that may arise as you adjust to and navigate your host country.
StudentSecure provides benefits that address both small and large-scale medical needs, such as:
For a full list of benefits and exclusions, see the StudentSecure Description of Coverage.
StudentSecure will cover you almost anywhere you travel outside of your home country.
With a StudentSecure policy, you’ll have full access to a number of travel assistance services available in multiple languages 365 days a year. These services include:
Learn when and where you're covered, how to use your insurance, how billing and payments work, and where to seek treatment.
Discover how travel medical insurance costs are configured.