Trip Insurance for Hurricane Season
Protect Your Summer Trip with WorldTrips®
Trip planning, while exciting, can be stress-inducing. Compound that with airlines reporting one of the busiest travel seasons since 2019 AND hurricane season... It can be a lot to manage.
Checking the travel insurance box when booking a flight or vacation rental is easy enough, but it can make things very complicated - especially if a trip needs to be canceled due to a named hurricane.
We can't prevent travel mishaps from occurring, but buying one comprehensive travel protection plan through one company to cover a whole trip can help things go more smoothly in the event of trip disruptions.
WorldTrips' Atlas Journey® trip protection plans are designed for U.S. travelers seeking domestic coverage and coverage abroad. Check out prices by starting a quote for your trip today!
You can get coverage for your entire trip, including your flights, accommodations, and covered medical expenses when purchasing a WorldTrips plan. This shouldn't stop you from being prepared for the potential inclement weather...
It is crucial to still have a checklist, reminders, and a secure plan in place, in the event of a hurricane. Be sure to sign up for local alerts or keep an eye out for any updates from news channels around your desired destination. Watch the video below for Erin's story and how she learned a valuable lesson about insurance and what can happen during hurricane season.
Travel confidently with WorldTrips.
Quick Facts, Tips, and Advice:
Sometimes hurricanes can be called typhoons and vice versa...
- North Atlantic and northeast Pacific = Hurricanes and tropical storms.
- Northwest Pacific = Typhoons.
If you think you may be affected by a hurricane, be sure to follow these tips from our partners at On Call International:
- If you have been ordered to evacuate by local authorities, do so immediately - but be sure to keep loved ones informed of where you are going (and let them know when you've safely arrived.)
- If you have not been recommended to evacuate, plan to take shelter where you are.
- Know the best way to stay informed, whether through local contact, the local news, or an alert system.
- Check to see if your community (or the community you're traveling through) offers text or email-based emergency alerts and notifications.
- Be advised that local services, local public and private transport, communications, and even basic supplies may be difficult to access.
- Ensure that you are stocked up on food, water, and medications.
- Ensure that your cell phone and any other communication devices are fully charged. Whenever possible, restrict calls to emergency use only to help you save battery.
- Plan how you're going to communicate if you lose power. (In a hurricane, a text message may be faster and more reliable than a phone call, as phone lines are easily overloaded.)
- Avoid walking or driving through flood waters and inundated areas.
- Watch out for debris and downed power lines.
Travel Assistance Services Included in Your Atlas Journey Plan
Wherever you travel with your Atlas Journey travel insurance, you can rest easy knowing you have access to multilingual travel assistance services 24/7.
Some travel assistance services include:
- Worldwide travel, medical, emergency, and security assistance
- Pet assistance
- Concierge services
- Embassy and consular service
- Medical referrals
- Translator or interpreter referral
- Assistance with lost or stolen luggage and personal items
- Coordination of personal effects collection and return
- Search and rescue coordination
- Assistance with return of minor children
- Arrangements for aircraft and car return
Atlas Journey Insurance
| Maximum Limit (Per Person) | |
|
Maximum Limit (Per Person)
|
|
| Trip Cancellation | Up to 100% of trip cost |
|
Trip Cancellation Up to 100% of trip cost
|
|
|
Single Occupancy Coverage (For Increased Travel Costs if Your Travel Companion Cancels) |
Yes |
|
Single Occupancy Coverage Yes
|
|
| Trip Interruption | Up to 150% of trip cost |
|
Trip Interruption Up to 150% of trip cost
|
|
| Travel Delay | Up to $200 per day; $2,000 maximum (5 hours or more) |
|
Travel Delay Up to $200 per day; $2,000 maximum (5 hours or more)
|
|
| Missed Connection | Up to $1,500 |
|
Missed Connection Up to $1,500
|
|
|
Airline Reissue or Cancellation Fees |
Up to $250 |
|
Airline Reissue or Up to $250
|
|
|
Reinstate Frequent Traveler Awards |
Up to $250 |
|
Reinstate Frequent Up to $250
|
|
|
Baggage Damage or Loss |
Up to $500 maximum per article; $2,500 maximum (primary coverage) |
|
Baggage Damage or Up to $500 maximum per article; $2,500 maximum (primary coverage)
|
|
| Baggage Delay | Up to $600 (12 hours or more) |
|
Baggage Delay Up to $600 (12 hours or more)
|
|
|
Travel Assistance Services |
Included |
|
Travel Assistance Included
|
|
|
*Emergency Accident and Sickness Medical Expense |
**Up to $250,000 (primary coverage) |
|
*Emergency Accident and **Up to $250,000 (primary coverage)
|
|
| Dental Expense | Up to $750 |
|
Dental Expense Up to $750
|
|
|
Medical Evacuation and Repatriation of Remains |
Up to $1,000,000 |
|
Medical Evacuation and Up to $1,000,000
|
|
|
Accidental Death and Dismemberment - 24 Hour |
Up to $50,000 |
|
Accidental Death and Up to $50,000
|
|
|
Waiver of the Pre-Existing Conditions Exclusion |
21 days of initial trip deposit |
|
Waiver of the Pre-Existing 21 days of initial trip deposit
|
|
| Pre-Existing Conditions | Pre-existing conditions are excluded from coverage unless you meet both of these requirements:
If you do not purchase your Atlas Journey plan within the required time period, a 90-day lookback period will apply to pre-existing conditions. View the "Exclusions" section below to see what qualifies as a pre-existing condition. |
|
Pre-Existing Conditions Pre-existing conditions are excluded from coverage unless you meet both of these requirements:
If you do not purchase your Atlas Journey plan within the required time period, a 90-day lookback period will apply to pre-existing conditions. View the "Exclusions" section below to see what qualifies as a pre-existing condition. |
|
| Policy Documents | View policy documents by state of residency and plan. |
|
Policy Documents |
*New York policies: 1) Emergency Injury & Sickness Medical Expense coverage is primary for all plans.2) The Cancel For Any Reason benefit is replaced with Cancel For Fortuitous Reason.
IMPORTANT NOTE: Coverage varies by plan and state of residency. Please review the policy documents specific to your plan and state of residency for a full list of covered reasons, conditions, and exclusions.
IMPORTANT NOTE: Coverage varies by plan and state of residency. Please review the policy documents specific to your plan and state of residency for a full list of covered reasons, conditions, and exclusions.
| Maximum Limit (Per Person) | |
|
Maximum Limit (Per Person)
|
|
| Trip Cancellation | Up to 100% of trip cost |
|
Trip Cancellation Up to 100% of trip cost
|
|
|
Single Occupancy Coverage (For Increased Travel Costs if Your Travel Companion Cancels) |
Yes |
|
Single Occupancy Coverage Yes
|
|
| Trip Interruption | Up to 150% of trip cost |
|
Trip Interruption Up to 150% of trip cost
|
|
| Travel Delay | Up to $150 per day; $2,000 maximum (5 hours or more) |
|
Travel Delay Up to $150 per day; $2,000 maximum (5 hours or more)
|
|
| Missed Connection | Up to $1,000 |
|
Missed Connection Up to $1,000
|
|
|
Airline Reissue or Cancellation Fees |
Up to $250 |
|
Airline Reissue or Up to $250
|
|
|
Reinstate Frequent Traveler Awards |
Up to $250 |
|
Reinstate Frequent Up to $250
|
|
|
Baggage Damage or Loss |
Up to $500 maximum per article; $1,500 maximum (primary coverage) |
|
Baggage Damage or Up to $500 maximum per article; $1,500 maximum (primary coverage)
|
|
| Baggage Delay | Up to $300 (12 hours or more) |
|
Baggage Delay Up to $300 (12 hours or more)
|
|
|
Travel Assistance Services |
Included |
|
Travel Assistance Included
|
|
|
*Emergency Accident and Sickness Medical Expense |
**Up to $150,000 (primary coverage) |
|
*Emergency Accident and **Up to $150,000 (primary coverage)
|
|
| Dental Expense | Up to $750 |
|
Dental Expense Up to $750
|
|
|
Medical Evacuation and Repatriation of Remains |
Up to $750,000 |
|
Medical Evacuation and Up to $750,000
|
|
|
Accidental Death and Dismemberment - 24 Hour |
Up to $25,000 |
|
Accidental Death and Up to $25,000
|
|
|
Waiver of the Pre-Existing Conditions Exclusion |
21 days of initial trip deposit |
|
Waiver of the Pre-Existing 21 days of initial trip deposit
|
|
| Pre-Existing Conditions | Pre-existing conditions are excluded from coverage unless you meet both of these requirements:
If you do not purchase your Atlas Journey plan within the required time period, a 90-day lookback period will apply to pre-existing conditions. View the "Exclusions" section below to see what qualifies as a pre-existing condition. |
|
Pre-Existing Conditions Pre-existing conditions are excluded from coverage unless you meet both of these requirements:
If you do not purchase your Atlas Journey plan within the required time period, a 90-day lookback period will apply to pre-existing conditions. View the "Exclusions" section below to see what qualifies as a pre-existing condition. |
|
| Policy Documents | View policy documents by state of residency and plan. |
|
Policy Documents |
*New York policies: 1) Emergency Injury & Sickness Medical Expense coverage is primary for all plans.2) The Cancel For Any Reason benefit is replaced with Cancel For Fortuitous Reason.
IMPORTANT NOTE: Coverage varies by plan and state of residency. Please review the policy documents specific to your plan and state of residency for a full list of covered reasons, conditions, and exclusions.
IMPORTANT NOTE: Coverage varies by plan and state of residency. Please review the policy documents specific to your plan and state of residency for a full list of covered reasons, conditions, and exclusions.
| Maximum Limit (Per Person) | |
|
Maximum Limit (Per Person)
|
|
| Trip Cancellation | Up to 100% of trip cost |
|
Trip Cancellation Up to 100% of trip cost
|
|
|
Single Occupancy Coverage (For Increased Travel Costs if Your Travel Companion Cancels) |
Yes |
|
Single Occupancy Coverage Yes
|
|
| Trip Interruption | Up to 125% of trip cost |
|
Trip Interruption Up to 125% of trip cost
|
|
| Travel Delay | Up to $100 per day; $500 maximum (6 hours or more) |
|
Travel Delay Up to $100 per day; $500 maximum (6 hours or more)
|
|
| Missed Connection | Up to $500 |
|
Missed Connection Up to $500
|
|
|
Airline Reissue or Cancellation Fees |
N/A |
|
Airline Reissue or N/A
|
|
|
Reinstate Frequent Traveler Awards |
Up to $250 |
|
Reinstate Frequent Up to $250
|
|
|
Baggage Damage or Loss |
Up to $250 maximum per article; $750 maximum (primary coverage) |
|
Baggage Damage or Up to $250 maximum per article; $750 maximum (primary coverage)
|
|
| Baggage Delay | Up to $200 (12 hours or more) |
|
Baggage Delay Up to $200 (12 hours or more)
|
|
|
Travel Assistance Services |
Included |
|
Travel Assistance Included
|
|
|
*Emergency Accident and Sickness Medical Expense |
Up to $50,000 (excess coverage) |
|
*Emergency Accident and Up to $50,000 (excess coverage)
|
|
| Dental Expense | Up to $500 |
|
Dental Expense Up to $500
|
|
|
Medical Evacuation and Repatriation of Remains |
Up to $250,000 |
|
Medical Evacuation and Up to $250,000
|
|
|
Accidental Death and Dismemberment - 24 Hour |
Up to $10,000 |
|
Accidental Death and Up to $10,000
|
|
|
Waiver of the Pre-Existing Conditions Exclusion |
14 days of initial trip deposit |
|
Waiver of the Pre-Existing 14 days of initial trip deposit
|
|
| Pre-Existing Conditions | Pre-existing conditions are excluded from coverage unless you meet both of these requirements:
If you do not purchase your Atlas Journey plan within the required time period, a 90-day lookback period will apply to pre-existing conditions. View the "Exclusions" section below to see what qualifies as a pre-existing condition. |
|
Pre-Existing Conditions Pre-existing conditions are excluded from coverage unless you meet both of these requirements:
If you do not purchase your Atlas Journey plan within the required time period, a 90-day lookback period will apply to pre-existing conditions. View the "Exclusions" section below to see what qualifies as a pre-existing condition. |
|
| Policy Documents | |
|
Policy Documents |
*New York policies: 1) Emergency Injury & Sickness Medical Expense coverage is primary for all plans.2) The Cancel For Any Reason benefit is replaced with Cancel For Fortuitous Reason.
IMPORTANT NOTE: Coverage varies by plan and state of residency. Please review the policy documents specific to your plan and state of residency for a full list of covered reasons, conditions, and exclusions.
IMPORTANT NOTE: Coverage varies by plan and state of residency. Please review the policy documents specific to your plan and state of residency for a full list of covered reasons, conditions, and exclusions.
| Assistance Services | When you face unexpected turbulence during your travels, we’ll help you get back to enjoying your trip with as little disruption as possible. That’s why you’ll have access to 24/7 travel assistance services when you purchase Atlas Journey trip cancellation insurance. Whether you’re facing a distressing situation like a medical evacuation, or you need our help to find and purchase tickets to the opera, we can assist you. Service highlights include:
|
|---|---|
|
Assistance Services When you face unexpected turbulence during your travels, we’ll help you get back to enjoying your trip with as little disruption as possible. That’s why you’ll have access to 24/7 travel assistance services when you purchase Atlas Journey trip cancellation insurance. Whether you’re facing a distressing situation like a medical evacuation, or you need our help to find and purchase tickets to the opera, we can assist you. Service highlights include:
|
|
Exclusions |
Certain types of expenses are excluded from coverage under Atlas Journey trip cancellation insurance. Some exclusions are listed below. Please refer to the full policy documents for your plan and state of residency for a complete list of conditions and exclusions. Here are a few highlighted exclusions:
*Pre-existing condition means an illness, disease, or other condition during the 90-day period immediately prior to your effective date of coverage for which you:
Item (3) above does not apply to a condition which is treated or controlled solely through the taking of prescription medication and remains treated or controlled without any adjustment or **change in the required prescription throughout the 90-day period before your coverage effective date. **Change in required prescription means the dosage or frequency of a medication has been increased, reduced, stopped, and/or new medications have been prescribed due to the worsening of an underlying condition that's being treated with the medication, unless the change is:
|
|---|---|
|
Exclusions Certain types of expenses are excluded from coverage under Atlas Journey trip cancellation insurance. Some exclusions are listed below. Please refer to the full policy documents for your plan and state of residency for a complete list of conditions and exclusions. Here are a few highlighted exclusions:
*Pre-existing condition means an illness, disease, or other condition during the 90-day period immediately prior to your effective date of coverage for which you:
Item (3) above does not apply to a condition which is treated or controlled solely through the taking of prescription medication and remains treated or controlled without any adjustment or **change in the required prescription throughout the 90-day period before your coverage effective date. **Change in required prescription means the dosage or frequency of a medication has been increased, reduced, stopped, and/or new medications have been prescribed due to the worsening of an underlying condition that's being treated with the medication, unless the change is:
|
| Maximum Limit (Per Person) | |
|
Maximum Limit (Per Person)
|
|
| Trip Cancellation | Up to 100% of trip cost |
|
Trip Cancellation Up to 100% of trip cost
|
|
|
Single Occupancy Coverage (For Increased Travel Costs if Your Travel Companion Cancels) |
Yes |
|
Single Occupancy Coverage Yes
|
|
| Trip Interruption | Up to 150% of trip cost |
|
Trip Interruption Up to 150% of trip cost
|
|
| Travel Delay | Up to $200 per day; $2,000 maximum (5 hours or more) |
|
Travel Delay Up to $200 per day; $2,000 maximum (5 hours or more)
|
|
| Missed Connection | Up to $1,500 |
|
Missed Connection Up to $1,500
|
|
|
Airline Reissue or Cancellation Fees |
Up to $250 |
|
Airline Reissue or Up to $250
|
|
|
Reinstate Frequent Traveler Awards |
Up to $250 |
|
Reinstate Frequent Up to $250
|
|
|
Baggage Damage or Loss |
Up to $500 maximum per article; $2,500 maximum (primary coverage) |
|
Baggage Damage or Up to $500 maximum per article; $2,500 maximum (primary coverage)
|
|
| Baggage Delay | Up to $600 (12 hours or more) |
|
Baggage Delay Up to $600 (12 hours or more)
|
|
|
Travel Assistance Services |
Included |
|
Travel Assistance Included
|
|
|
*Emergency Accident and Sickness Medical Expense |
**Up to $250,000 (primary coverage) |
|
*Emergency Accident and **Up to $250,000 (primary coverage)
|
|
| Dental Expense | Up to $750 |
|
Dental Expense Up to $750
|
|
|
Medical Evacuation and Repatriation of Remains |
Up to $1,000,000 |
|
Medical Evacuation and Up to $1,000,000
|
|
|
Accidental Death and Dismemberment - 24 Hour |
Up to $50,000 |
|
Accidental Death and Up to $50,000
|
|
|
Waiver of the Pre-Existing Conditions Exclusion |
21 days of initial trip deposit |
|
Waiver of the Pre-Existing 21 days of initial trip deposit
|
|
| Pre-Existing Conditions | Pre-existing conditions are excluded from coverage unless you meet both of these requirements:
If you do not purchase your Atlas Journey plan within the required time period, a 90-day lookback period will apply to pre-existing conditions. View the "Exclusions" section below to see what qualifies as a pre-existing condition. |
|
Pre-Existing Conditions Pre-existing conditions are excluded from coverage unless you meet both of these requirements:
If you do not purchase your Atlas Journey plan within the required time period, a 90-day lookback period will apply to pre-existing conditions. View the "Exclusions" section below to see what qualifies as a pre-existing condition. |
|
| Policy Documents | View policy documents by state of residency and plan. |
|
Policy Documents |
|
| Maximum Limit (Per Person) | |
|
Maximum Limit (Per Person)
|
|
| Trip Cancellation | Up to 100% of trip cost |
|
Trip Cancellation Up to 100% of trip cost
|
|
|
Single Occupancy Coverage (For Increased Travel Costs if Your Travel Companion Cancels) |
Yes |
|
Single Occupancy Coverage Yes
|
|
| Trip Interruption | Up to 150% of trip cost |
|
Trip Interruption Up to 150% of trip cost
|
|
| Travel Delay | Up to $150 per day; $2,000 maximum (5 hours or more) |
|
Travel Delay Up to $150 per day; $2,000 maximum (5 hours or more)
|
|
| Missed Connection | Up to $1,000 |
|
Missed Connection Up to $1,000
|
|
|
Airline Reissue or Cancellation Fees |
Up to $250 |
|
Airline Reissue or Up to $250
|
|
|
Reinstate Frequent Traveler Awards |
Up to $250 |
|
Reinstate Frequent Up to $250
|
|
|
Baggage Damage or Loss |
Up to $500 maximum per article; $1,500 maximum (primary coverage) |
|
Baggage Damage or Up to $500 maximum per article; $1,500 maximum (primary coverage)
|
|
| Baggage Delay | Up to $300 (12 hours or more) |
|
Baggage Delay Up to $300 (12 hours or more)
|
|
|
Travel Assistance Services |
Included |
|
Travel Assistance Included
|
|
|
*Emergency Accident and Sickness Medical Expense |
**Up to $150,000 (primary coverage) |
|
*Emergency Accident and **Up to $150,000 (primary coverage)
|
|
| Dental Expense | Up to $750 |
|
Dental Expense Up to $750
|
|
|
Medical Evacuation and Repatriation of Remains |
Up to $750,000 |
|
Medical Evacuation and Up to $750,000
|
|
|
Accidental Death and Dismemberment - 24 Hour |
Up to $25,000 |
|
Accidental Death and Up to $25,000
|
|
|
Waiver of the Pre-Existing Conditions Exclusion |
21 days of initial trip deposit |
|
Waiver of the Pre-Existing 21 days of initial trip deposit
|
|
| Pre-Existing Conditions | Pre-existing conditions are excluded from coverage unless you meet both of these requirements:
If you do not purchase your Atlas Journey plan within the required time period, a 90-day lookback period will apply to pre-existing conditions. View the "Exclusions" section below to see what qualifies as a pre-existing condition. |
|
Pre-Existing Conditions Pre-existing conditions are excluded from coverage unless you meet both of these requirements:
If you do not purchase your Atlas Journey plan within the required time period, a 90-day lookback period will apply to pre-existing conditions. View the "Exclusions" section below to see what qualifies as a pre-existing condition. |
|
| Policy Documents | View policy documents by state of residency and plan. |
|
Policy Documents |
|
| Maximum Limit (Per Person) | |
|
Maximum Limit (Per Person)
|
|
| Trip Cancellation | Up to 100% of trip cost |
|
Trip Cancellation Up to 100% of trip cost
|
|
|
Single Occupancy Coverage (For Increased Travel Costs if Your Travel Companion Cancels) |
Yes |
|
Single Occupancy Coverage Yes
|
|
| Trip Interruption | Up to 125% of trip cost |
|
Trip Interruption Up to 125% of trip cost
|
|
| Travel Delay | Up to $100 per day; $500 maximum (6 hours or more) |
|
Travel Delay Up to $100 per day; $500 maximum (6 hours or more)
|
|
| Missed Connection | Up to $500 |
|
Missed Connection Up to $500
|
|
|
Airline Reissue or Cancellation Fees |
N/A |
|
Airline Reissue or N/A
|
|
|
Reinstate Frequent Traveler Awards |
Up to $250 |
|
Reinstate Frequent Up to $250
|
|
|
Baggage Damage or Loss |
Up to $250 maximum per article; $750 maximum (primary coverage) |
|
Baggage Damage or Up to $250 maximum per article; $750 maximum (primary coverage)
|
|
| Baggage Delay | Up to $200 (12 hours or more) |
|
Baggage Delay Up to $200 (12 hours or more)
|
|
|
Travel Assistance Services |
Included |
|
Travel Assistance Included
|
|
|
*Emergency Accident and Sickness Medical Expense |
Up to $50,000 (excess coverage) |
|
*Emergency Accident and Up to $50,000 (excess coverage)
|
|
| Dental Expense | Up to $500 |
|
Dental Expense Up to $500
|
|
|
Medical Evacuation and Repatriation of Remains |
Up to $250,000 |
|
Medical Evacuation and Up to $250,000
|
|
|
Accidental Death and Dismemberment - 24 Hour |
Up to $10,000 |
|
Accidental Death and Up to $10,000
|
|
|
Waiver of the Pre-Existing Conditions Exclusion |
14 days of initial trip deposit |
|
Waiver of the Pre-Existing 14 days of initial trip deposit
|
|
| Pre-Existing Conditions | Pre-existing conditions are excluded from coverage unless you meet both of these requirements:
If you do not purchase your Atlas Journey plan within the required time period, a 90-day lookback period will apply to pre-existing conditions. View the "Exclusions" section below to see what qualifies as a pre-existing condition. |
|
Pre-Existing Conditions Pre-existing conditions are excluded from coverage unless you meet both of these requirements:
If you do not purchase your Atlas Journey plan within the required time period, a 90-day lookback period will apply to pre-existing conditions. View the "Exclusions" section below to see what qualifies as a pre-existing condition. |
|
| Policy Documents | |
|
Policy Documents |
|
| Assistance Services | When you face unexpected turbulence during your travels, we’ll help you get back to enjoying your trip with as little disruption as possible. That’s why you’ll have access to 24/7 travel assistance services when you purchase Atlas Journey trip cancellation insurance. Whether you’re facing a distressing situation like a medical evacuation, or you need our help to find and purchase tickets to the opera, we can assist you. Service highlights include:
|
|
Assistance Services When you face unexpected turbulence during your travels, we’ll help you get back to enjoying your trip with as little disruption as possible. That’s why you’ll have access to 24/7 travel assistance services when you purchase Atlas Journey trip cancellation insurance. Whether you’re facing a distressing situation like a medical evacuation, or you need our help to find and purchase tickets to the opera, we can assist you. Service highlights include:
|
|
|
Exclusions |
Certain types of expenses are excluded from coverage under Atlas Journey trip cancellation insurance. Some exclusions are listed below. Please refer to the full policy documents for your plan and state of residency for a complete list of conditions and exclusions. Here are a few highlighted exclusions:
*Pre-existing condition means an illness, disease, or other condition during the 90-day period immediately prior to your effective date of coverage for which you:
Item (3) above does not apply to a condition which is treated or controlled solely through the taking of prescription medication and remains treated or controlled without any adjustment or **change in the required prescription throughout the 90-day period before your coverage effective date. **Change in required prescription means the dosage or frequency of a medication has been increased, reduced, stopped, and/or new medications have been prescribed due to the worsening of an underlying condition that's being treated with the medication, unless the change is:
|
|
Exclusions Certain types of expenses are excluded from coverage under Atlas Journey trip cancellation insurance. Some exclusions are listed below. Please refer to the full policy documents for your plan and state of residency for a complete list of conditions and exclusions. Here are a few highlighted exclusions:
*Pre-existing condition means an illness, disease, or other condition during the 90-day period immediately prior to your effective date of coverage for which you:
Item (3) above does not apply to a condition which is treated or controlled solely through the taking of prescription medication and remains treated or controlled without any adjustment or **change in the required prescription throughout the 90-day period before your coverage effective date. **Change in required prescription means the dosage or frequency of a medication has been increased, reduced, stopped, and/or new medications have been prescribed due to the worsening of an underlying condition that's being treated with the medication, unless the change is:
|
Travel Assistance
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No matter how carefully you prepare for a trip abroad, unexpected situations can still pop up to alter your travel...
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WorldTrips' Atlas Journey, Atlas Cruiser, and Atlas On-The-Go trip protection insurance products are underwritten by Tokio Marine HCC's U.S. Specialty Insurance Company (USSIC). USSIC is a Texas-domiciled insurance company operating on an admitted basis throughout the United States. Coverage is available to U.S. residents of the U.S. states and District of Columbia only. This plan provides insurance coverage that only applies during the covered trip. You may have coverage from other sources that provides you with similar benefits but may be subject to different restrictions depending upon your other coverages. You may wish to compare the terms of this policy with your existing life, health, home, and automobile insurance policies. Coverage may not be available in all states.
In the State of California, operating as WorldTrips Insurance Services. California Non-Resident Producer License Number: 0G39705