insurance for global travel

Insurance for Global Travel

When global travel poses medical and financial risk, Atlas insurance is there.


Why do I need travel medical insurance?

Some domestic health plans provide limited coverage outside of your home country—and many provide none at all. If you cross international borders without adequate insurance, you may leave yourself vulnerable to high out-of-pocket costs for unanticipated medical treatment.

A travel medical policy can provide you with access to travel assistance, first-rate healthcare, and financial help if the unexpected occurs abroad!

For your international travel adventure, we offer the Atlas Series — a collection of travel medical plans providing flexible, quality coverage for nearly every traveler and budget.

Whether you’re wandering the globe for business or for pleasure, as an individual or part of a group, find the Atlas plan for you!

Check out some of our favorite Atlas benefits:

Medical Benefits

  • Hospital Room & Board
  • Local Ambulance
  • Intensive Care Unit
  • Emergency Dental (Acute Onset of Pain)
  • All other eligible medical expenses
Coverages in Case of Unexpected Death

  • Accidental Death & Dismemberment
  • Repatriation of Remains
  • Local Burial or Cremation

Coverages Due to Unforeseen Emergencies

  • Emergency Medical Evacuation
  • Political Evacuation
  • Terrorism
  • Natural Disaster
  • Personal Liability

Family Transportation Coverages Due to Medical Emergency

  • Bedside Visit
  • Emergency Reunion
  • Return of Minor Children
  • Pet Return
Supplemental Travel Assistance Benefits

  • Trip Interruption
  • Lost Checked Luggage
  • Lost or Stolen Passport/Travel Visa
  • Travel Delay
  • Border Entry Protection
Multilingual Travel Assistance Services

  • Lost Luggage Tracking
  • Lost Passport & Travel Documents Assistance
  • Emergency Cash Transfers
  • Translation Assistance

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Atlas Policy Exclusions

Certain types of expenses are excluded from all Atlas policies. Here are some of the more asked-about exclusions:

  • Pre-existing conditions*
  • Routine medical examinations and care (i.e. wellness exams, ongoing prescriptions, etc.)
  • Routine pre-natal, pregnancy, child birth, and post-natal care
  • Medical expenses for injury or illness resulting from participation in some extreme sports
  • Medical expenses related to any form of cancer or neoplasm
  • Mental health disorders
  • Injury due in whole or in part to the effects of intoxication or drugs (this does not refer to drugs taken in accordance with treatment prescribed by a physician)

For a full list of exclusions, be sure to read through the Atlas Description of Coverage.

*A pre-existing condition is any condition:

  • for which medical advice, diagnosis, care, or treatment was recommended or received within a defined period of time prior to your effective date of coverage (this specified period of time varies from plan to plan and typically ranges from 60 days to 2 years)
  • which would cause a reasonably prudent person to seek medical advice, diagnosis, care, or treatment within the defined period of time prior to your effective date of coverage
  • that existed (with reasonable medical certainty) prior to your effective date of coverage, whether or not it was known to you

Why choose an Atlas plan?

  • Budget-friendly options. Atlas policies start at just a dollar a day.
  • Flexibility. Tailor your plan by choosing your deductible, length of coverage, and overall coverage maximum.
  • Ease of Use. Purchase coverage while traveling, extend your coverage after you purchase, or cancel your policy if your plans change.
  • Immediate Fulfillment. Buy online and receive your policy documents immediately. 
  • International Provider Search Engine. A quick search will direct you to doctors and hospitals in countries and territories worldwide.
  • Multilingual Travel Assistance. Call for referrals or assistance with lost travel documents, lost luggage, or translations 365 days a year.

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Not sure what you need?

We can help you decide. Just give us a call!

(800) 605-2282